Blog

Tailor Made Solutions. Award Winning Service

Let OneSite Finance take the guess work out of mortgage and business finance for you

Here are some great articles that can assist you throughout the buying process and after. 

Excellence in customer service award

Excellence in Customer Service – Mortgage Industry Award

Nov 23, 2020

On Friday, 20 November 2020, the team at OneSite Finance was thrilled to win PLAN Australia’s award for Excellence In Business – Customer Service for NSW/ACT for 2020.

As with everything in 2020, PLAN Australia’s Awards Night was held remotely! But not to be outdone, the OneSite Finance team had their own party in the office.

The team was commended for their exemplary service during 2020 with all its challenges, as well as leading up to it.

Read More
Painting new house

[Video] Building Your Home: The Land & Construction Loan Process

Aug 7, 2020

Building your home can be a long and challenging process. This is in no small part due to the land and construction loan process. 

This guide outlines the journey you will go through. From purchasing the land to constructing your dream home. This article will show you what to do at each step. What to ask for. What pitfalls to steer away from.

The guide will also go through the different steps involved in the land and construction loan process. This is the process of obtaining finance to complete your home building project.

Read More
Neighbourhood Drone Photo

[Video] Upgrading Your Home? Keep Or Sell Your Existing Home?

Jul 31, 2020

Are you thinking of upgrading your home? Many clients want to know what to do when they want to move homes.

Can you keep your existing home as an investment and buy a new one? Should you sell your existing home first, and then buy?

Should you buy first, and then sell your existing home to get the best return? Do you need short-term bridging finance to make this happen?

This video will walk you through the different strategies you can use when upgrading your home. Each strategy has its own pros and cons.

Read More
Red, White, Orange & Blue Monopoly Houses

When Should I Fix My Home Loan?

Jul 23, 2020

One of the things you need consider when looking for a home loan is whether or not to use a fixed or variable interest rate based home loan product.

To fix, or not to fix… That is the question.

Shakespeare aside, this is one of the bigger decisions you need to make when you’re looking to get a home or investment loan.

Whether you are a first home buyer or a seasoned property investor, there are a number of things to consider once you’ve decided to fix. Things like:
– How much of your home loan to fix
– How long to fix your interest rate for

Read More
First home buyers

[Video] The Different First Home Buyer Assistance Schemes Explained

Jul 16, 2020

There are a lot of stimulus and assistance schemes aimed at First Home Buyers.

This video will walk you through the 4 different First Home Buyers Assistance Schemes run by both the state and federal governments. Liz will walk you through the pros and cons of all 4 schemes. Who they are targeted at. When you can use them. And how you can use them effectively.

With the current economic conditions, this might present the best time in years for First Home Buyers to get their foot on the first rung of the property ownership ladder.

Read More
Heritage Property

Lenders Waive LMI For Professionals In Certain Industries

May 21, 2020

If you are working in certain professions, a number of banks or lenders are willing to waive the LMI premium for you. These lenders may lend without charging the Lender’s Mortgage Insurance (LMI) fee if you have between 10% to 20% deposit depending on certain qualifying criteria.

Lenders and banks may waive the LMI for accredited professionals in the accounting, finance, legal and medical industries depending on a number of criteria.

Read More

View all our reviews at the OneSite Finance Google My Business page

Find a Home Loan That Suits Your Current and Future Needs