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Here are some great articles that can assist you throughout the buying process and after. 

Checklist

7 Reasons To Use a Mortgage Broker

Jun 17, 2019

The mortgage market in Australia can be very complicated. With that in mind, here are the top 7 reasons to use a mortgage broker next time you want to find a new home loan.

Most mortgage brokers have access to a huge range of lenders. They should be able to provide you with a huge choice of rates and mortgage options. With partnerships in a vast array of lending institutions, including banks, credit unions, trusts, national and regional lenders, and non-traditional lenders, a good broker will be able to help design the perfect mortgage for you.

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SMSF

10 Finance Tips For Property Investors

Jun 4, 2019

More and more Australians are building wealth through the property. According to the Australian Taxation Office (ATO), there are over 1.7 million property investors in Australia. Just over 25% of these investors own more than one investment property.

The largest group of property investors are not high income earners as many may assume. The vast majority fall into the $30,000 to $75,000 p.a. income bracket.

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Couple Smiling

Home Loan Borrowers To Receive Borrowing Capacity Boost

May 27, 2019

Borrowers are set to receive a boost to their borrowing capacity in the order of $80,000 to $100,000 thanks to a combination of changes to lending standards and interest rate cuts, new modelling shows.

Under the proposed relaxation of loan serviceability rules flagged by the Australian Prudential Regulation Authority (APRA) last week, borrowers will no longer be assessed to see if they can repay their loans against an interest rate of 7.25%.

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Couple eating at table

Deposit Bonds: Do You Need Cash For a Home Deposit?

May 27, 2019

One of the common problems that home buyers face is not having enough cash to guarantee for their purchase.

Sometimes you can’t unlock the equity in an existing asset such as your home or investment property. Sometimes times you don’t want to use extra / bridging finance such as when you’re trying to sell and buy at the same time.

Sometimes you aren’t able to get the funds together quickly enough to secure the new property. This often happens when you want to go to auction or when you have to act quickly on a private treaty sale.

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Save a lot of money

Quick Ways To Save A Lot Of Money

May 6, 2019

Do you want some quick ways to save a lot of money?

How often do you check your accounts and credit card statements?

Do you re-assess your expenses regularly?

Tax time is always a good time of year to get your finances sorted as it’s when we all go through the past year’s expenses. If you’re looking to buy a new property, or just looking at saving some dollars throughout the year, it is a good idea to go through your current finances and expenses to see where you can save a few thousand dollars a year.

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Real Estate Agents

How To Negotiate With Real Estate Agents

May 6, 2019

When you deal with property transactions, you will be dealing with Real Estate Agents. This article will show you how to make real estate transaction go as smooth as possible.

The first thing to note is that the Real Estate Agent does not represent you, the Buyer – they represent the Vendor. It is in their best interest to ensure the Vendor gets the highest price possible because:
– Agents are usually paid a commission on the sale of the property
– Extracting the highest price from the Buyer, allows the Agent to attract more customers in future

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    A G.

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    Bertrand G.

    We have been in touch with Liz and OneSite for more than a decade now. Liz has always been excessively professional and responsive. She has... read more -

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    Zander a.

    We have been dealing with Liz as a mortgage broker since we purchased our first home in 2005. Since then we have come to... read more -

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    Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into... read more -

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    Tim S.

    Liz has made the entire process of getting a loan to be hassle free and as easy as it can be. Her dedication and... read more -

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    Emma L.

    As first home buyers, the process of getting a mortgage can be quite daunting. Liz was so helpful and diligent the whole process. Always on... read more -

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    Rina A.

    Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more -

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    Ange C.

    My wife and I have enlisted Liz Zaki to co-ordinate multiple home loans over the last 12 years. We have always been impressed with Liz's... read more -

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    Mike

    Liz from OneSite is incredible. After having her help us find a mortgage that is right for us, I am actively recommending her to my... read more -

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    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -

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    Donna L.

    My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -

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    kane m.

    If Liz and her team can’t get you a loan nobody can,
    We gave them a challenge organising our entire loan during our cooling off period,...
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    Rex H.

    Liz is one of the most professional and results-driven financial service provider I've ever worked with.

    My partner and I applied for a new home loan...
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    Cassandra K.

    We thoroughly enjoyed working with Liz at OneSite and would absolutely recommend, especially if you are a first home buyer.
    We looked at a few options...
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    SY P.

    Norman is our Loan Advisor. He is very helpful, approachable and knowledgeable. Our situation wasn't easy, but Norman managed to find a solution for us... read more -

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