Your Independent Mortgage Broker in Sydney

Helping Sydney Home Buyers and Investors Since 2005

OneSite Finance compares loans from 40 plus lenders to help you save years in mortgage repayments, fees and taxes... We provide independent, expert advice and fast home loan approvals

1,419 happy families served all around Sydney since 2005

151 real client reviews on Social Media going back years, averaging 5.0 Stars

Our expert Mortgage Brokers will meet you online or in person for expert, no obligation advice

The Clients We Help ...

First Home Buyers

Are you looking for help with the purchase of your first home or investment?

Our expert Mortgage Brokers will guide you through the process from start to finish. We've been in your shoes and know how daunting the process sounds.

Upgraders

Do you own your own home and want to upgrade to a bigger one?

We can guide you through the upgrade process. We will help you see if you can purchase your new home before selling your current one. We can see what is needed to keep both!

Home Builders

For clients looking to buy land and build or for those looking to carry out major renovations on their existing home.

Either way, we can help you through the land and construction loan process ensuring a smooth, pain-free experience for you and your family.

Refinance

Are you using the most suitable home loan product on the market?

Our independent Mortgage Brokers will help you compare thousands of home loan products from our panel of 40 plus lenders to see if there is a more suitable option.

Property Investors

We help Sydney clients looking to invest and grow their wealth through property.

With the right advice, we can help you save years and thousands in repayments, fees and tax - legally.

Top 4 Reasons To Use OneSite Finance ...

Choosing the right home loan can help you save thousands of dollars to enjoy now and invest and build wealth for your future.

Choosing the wrong home loan can burden you and your family with unnecessary financial pressure and slow your progress towards financial independence.

Here are the top four reasons you should consider using OneSite Finance's independent Mortgage Brokers when looking to obtain your next home or investment loan. For more reasons, click on the Why OneSite button below.

Hundreds of Home Loans to Choose From

Our independent Sydney based Mortgage Brokers will analyse your needs and compare hundreds of home loan products from our panel of 40 plus lenders.

We cover the market including the Big 4, mid-tier banks, internationals and credit unions.

Your bank, as good as they may be, can only ever show you their own home loan products.

Exceptional Lender Relationships

The Lenders treat our expert Mortgage Brokers as trusted partners. This allows us to:

  • Negotiate better interest rates and bigger discounts than what is advertised or granted in branch
  • Achieve faster turn-around times. This is a huge advantage in a market like Sydney
  • Ask for upfront or discounted property valuations
  • Negotiate and present challenging or non-standard deals

Having your finances sorted is essential when purchasing a property in Sydney. It can be the difference between purchasing your dream home and missing out.

Structured to Save Tax

Our network of trusted professional advisors will help you structure your finances to legally save tax and give you greater cash flow to improve your lifestyle, reduce debt, and invest for the future.

It's amazing how the right setup can save you hundreds of thousands in tax - legally.

Couple eating at table

15 Years of Home Loan Expertise

Since 2005, we've helped 1,419 families purchase their first homes, invest in property, build newer or bigger homes and refinance existing home loans.

We are here for our customers every step of the way.

Our mortgage brokers are some of the most reviewed mortgage professionals in Australia, with hundreds of real reviews from Sydney Home owners and investors on Google and Facebook going back over many years.

Loan Features

Enquire Now

Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes
Business people closing the deal by shaking hands. 

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Real Client Reviews From Home Buyers and Investors From All Around Sydney

Since 2005, OneSite Finance's expert Mortgage Brokers have assisted 1,419 clients all around Sydney. Our Brokers helped Home Owners and Property Investors save thousands in mortgage repayments, fees and tax

Here's what some of these clients have had to say about their experiences with OneSite Finance over the years.

  • Ragul R. Avatar
    Ragul R.

    Liz has been excellent to deal with. She is highly knowledgeable on home loan products and which ones suited me and my personal situation best.... read more -

    Benjammin Avatar
    Benjammin

    We would highly recommend Liz to anybody that wants a mortgage broker that will not give up!

    Liz has been our mortgage broker for the...
    read more
    -

    Kyaw O. Avatar
    Kyaw O.

    I don't usually leave reviews ,but my experience with OneSite Finance deserve it . It was perfect from start to finish. Liz & Karen are... read more -

  • Anthony A. Avatar
    Anthony A.

    We have been working with Liz for over 10 years as a mortgage broker with loan financing and re-financing and I always appreciate her updates... read more -

    Dorothy L. Avatar
    Dorothy L.

    I've worked professionally with Liz from OneSite Finance in the past, and she was always reliable and attentive. I was impressed with her manner and... read more -

    Natham J. Avatar
    Natham J.

    I found OneSite through an online search as I wasn’t happy with the previous mortgage broker I engaged to buy my first home. Liz and... read more -

  • Bernadette M. Avatar
    Bernadette M.

    Liz is an amazing Mortgage Broker.
    5 stars doesn't do justice to the service that Liz and her team have provided.
    Through a challenging construction...
    read more
    -

    Anastasie V. Avatar
    Anastasie V.

    Liz was amazing! She explained everything very thoroughly and always kept us in the loop with various steps. She helped us with our land and... read more -

    Gabrielle M. Avatar
    Gabrielle M.

    Liz helped us from start to finish with our home loan and we cannot thank her enough! Liz supported and educated us along the way... read more -

  • Evelyn T. Avatar
    Evelyn T.

    We have Liz in the last 7 years to help us with all our finance needs. She’s very detailed, thorough and very quick in processing... read more -

    Avayar D. Avatar
    Avayar D.

    Liz is an amazing mortgage broker and seems to be working 24/7 as she answers emails and sms very quickly at all times. She has... read more -

    A G. Avatar
    A G.

    Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into... read more -

  • Craig M. Avatar
    Craig M.

    We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more -

    So T. Avatar
    So T.

    When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more -

    Hanny W. Avatar
    Hanny W.

    We have used Liz as our mortgage broker for many years. We have refinanced many time and Liz always gets us the best rate. On... read more -

Read through hundreds of real customer reviews on Google and Facebook going back many years and still averaging 5.0 Stars

 

We've helped over 1,400 families achieve their property ownership dreams since 2005

We Compare Hundreds of Home Loans From Over 40 Lenders To Find You The Most Suitable Home Loan

 

Our Mortgage Brokers will save you time, effort and stress. We will help you navigate through the property purchase or refinance process from start to finish. Below is a small selection of the Lenders we work with

Enquire Now. Book Your FREE Home Loan Strategy Session

Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes

Years of Awards

You're in safe hands... OneSite Finance has been operating since 2005. In that time, we've won many individual and business accolades
The following are just the awards we've won in the last 5 years

Frequently Asked Questions

 

Here are some of the questions we often get asked by new clients

When applying for a loan directly through a bank, you are limited to the small range of loan products they offer. And the rates and discounts they offer to "walk-in" or branch customers.

You could try to compare their loans with other banks. But that would take hours of making phone calls, filling in applications, negotiating for discounts, and analysing a spreadsheet of confusing data. The process is a fair bit more complicated than comparing phone plans and that is often hard enough.

A good mortgage broker has a proven system to compare rates, fees and conditions from a variety of lenders. They will do all the research, administration and negotiation on your behalf – saving you many hours of tedious work and potentially uncomfortable conversations.

In short, we make it easy for you to get the most suitable loan with the least amount of stress.

Enquire Now. Book Your FREE Home Loan Strategy Session

Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes

Painting new house

[Video] Building Your Home: The Land & Construction Loan Process

August 7, 2020

Building your home can be a long and challenging process. This is in no small part due to the land and construction loan process. 

This guide outlines the journey you will go through. From purchasing the land to constructing your dream home. This article will show you what to do at each step. What to ask for. What pitfalls to steer away from.

The guide will also go through the different steps involved in the land and construction loan process. This is the process of obtaining finance to complete your home building project.

Read More
Neighbourhood Drone Photo

[Video] Upgrading Your Home? Keep Or Sell Your Existing Home?

July 31, 2020

Are you thinking of upgrading your home? Many clients want to know what to do when they want to move homes.

Can you keep your existing home as an investment and buy a new one? Should you sell your existing home first, and then buy?

Should you buy first, and then sell your existing home to get the best return? Do you need short-term bridging finance to make this happen?

This video will walk you through the different strategies you can use when upgrading your home. Each strategy has its own pros and cons.

Read More
Red, White, Orange & Blue Monopoly Houses

When Should I Fix My Home Loan?

July 23, 2020

One of the things you need consider when looking for a home loan is whether or not to use a fixed or variable interest rate based home loan product.

To fix, or not to fix… That is the question.

Shakespeare aside, this is one of the bigger decisions you need to make when you’re looking to get a home or investment loan.

Whether you are a first home buyer or a seasoned property investor, there are a number of things to consider once you’ve decided to fix. Things like:
– How much of your home loan to fix
– How long to fix your interest rate for

Read More

Your Independent Mortgage Broker in Sydney

Helping Sydney Home Buyers and Investors Since 2005

OneSite Finance compares loans from 40 plus lenders to help you save years in mortgage repayments, fees and taxes... We provide independent, expert advice and fast home loan approvals

Thousands of happy Sydney clients served with distinction since 2005

151 real client reviews on Social Media averaging 5.0 Stars and going back many years

Our expert Mortgage Brokers will meet you online or in person for no obligation advice