What Makes OneSite Unique?
Long Term Partnerships
OneSite Finance started in 2005. Our Mortgage Brokers are trained to the highest standards. In each one you will find a long term partner. Someone who will look after your current as well as your future needs.
We Have Been In Your Shoes
All our Staff Members and Brokers have personal experience in buying and selling property in and around Sydney. We have all walked many miles in your shoes and know how you feel. We know how complicated things can get.
This is why your Mortgage Broker will answer your calls - 7 days a week.
Exceptional Lender Relationships
OneSite was established in 2005. The Lenders treat us as trusted partners. Being trusted partners allows us to:
- Negotiate better rates with the banks
- Achieve faster turn-around times
- Ask for upfront or discounted property valuations
- Negotiate and present challenging or non standard deals
Looking For a Great Mortgage Broker in Sydney?
Speak with one of Sydney’s most Experienced Independent Mortgage Brokers
Book your FREE Loan Strategy Session and let us show you how you can save $500 per month off your home loan repayments
View all our reviews at the OneSite Finance Google My Business page
PROFESSIONAL & KNOWLEDGEABLE
We have extensive experience in the industry. Most importantly, we are property owners and have our own loans so we know exactly what you are going through and will show you how to choose the loan products that suits your needs.
FLEXIBLE & TAILORED SOLUTIONS
We will go through your current and future situation, needs and goals to make sure you have the most flexible loan solution that addresses your needs. We will present you with the loan option(s) from our lenders.
SMOOTH & EFFICIENT SERVICES
We coordinate the buying process with your lender, solicitor and real estate agent. We will help you claim the first home owners grant, organise settlement and much more.
This educational workshop will give you a number of tips on how to maximise the ROI on your property portfolio. Make sure you are getting the highest returns possible.
The workshop will also show you how to maximise the rent you can charge for your investment property, how to find good long term tenants, your rights as a landlord vs. the rights of your tenants, and how to best prepare your finances when applying for a new mortgage.
Are you currently looking at investing in the property market but are not happy with the 2-3% return on residential property?
OneSite Finance is running a Commercial Property Investment Workshop to guide you through the differences when it comes to investing in commercial property vs. residential. We'll also walk you through the process of sourcing, purchasing and financing your first commercial property.
Our knowledgable brokers are here for you
No matter how big or small your needs, we aim to provide the best experience possible!
OneSite's track record in the industry speaks for itself obtaining trusted partner status with many of the major lenders.
Our knowledgeable Mortgage Brokers have over 14 years experience in this fast changing industry. OneSite's Brokers know what approach to take when it comes to planning long term goals and benefits for clients.
![Business people closing the deal by shaking hands.
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[url=http://www.istockphoto.com/search/lightbox/9786622][img]http://dl.dropbox.com/u/40117171/business.jpg[/img][/url]](https://www.onesite.com.au/wp-content/uploads/bb-plugin/cache/iStock_000027255664_Small-square.jpg "Closing the deal.")
Trust OneSite to give you the most suitable advice for your home loan needs
- Extensive Experience
Work with people who own property themselves and know the loan process
- Dedicated Brokers
One experienced person to answer all your questions and queries
- Exceptional Service
We'll always help you find the loan or solution that suits your needs
View all our reviews at the OneSite Finance Google My Business page.
Home Loan Market Update – September 2018
The investment and home loan market is in a state of flux. This article will run you through the latest news on the home loan as at September 2018.
Over the last couple of weeks, there have been a number of announcements that lenders will be increasing their home loan rates without waiting for the Reserve Bank of Australia (RBA).
This is due to the fact that the RBA’s official cash rate is still sitting at 1.50%. Please keep in mind, this is the lowest it has ever been.
The rate increases are mainly on variable rate home loans at this stage. However, we expect to see an increase in all mortgage rates in general as Lender’s cost of funding is starting to rise on the back of movements in the global economy.
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Changes To Interest Only Term Extensions
Changes to lending regulations are forcing banks to change the way they assess requests to switch or extend Interest Only repayment periods. These changes effect customers who want to extend Interest Only repayment periods, as well as those wanting to switch from Principal and Interest to Interest Only repayments.
In the past, CBA customers would simply call the bank and request to switch to Interest Only repayments over the phone. Customers were also able to change their existing loan from P&I to IO over the phone. Other banks applied a very similar process when customers requested to switch to or extend Interest Only terms.
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Live In Your House Or Move Out During A Renovation?
Is it time for a renovation? Have you thought about whether you will continue to live in your house or move out during the renovation process? It is a good idea to list down the pros and cons before making a decision.
Live In Your House Or Move Out? Advantages Of Staying In Your Home
It’s nice to think there won’t be too many changes and disruptions during a home renovation, but what are the real advantages of renovating and being able to live in your house in the middle of a renovation?