Mortgage Broker Sydney
What Makes OneSite Unique?
Long Term Partnerships
OneSite Finance started in 2005. Our Mortgage Brokers are trained to the highest standards. In each one you will find a long term partner. Someone who will look after your current as well as your future needs.
We Have Been In Your Shoes
All our Staff Members and Brokers have personal experience in buying and selling property. We have all walked many miles in your shoes and know how you feel. We know how complicated things can get.
This is why your Mortgage Broker will answer your calls - 7 days a week.
We also know how hard it can be to take time out during the day to come see us. We are happy to meet you after hours. We might even come to you.
Exceptional Lender Relationships
OneSite was established in 2005. The Lenders treat us as trusted partners. Being trusted partners allows us to:
- Negotiate better rates with the banks
- Achieve faster turn-around times
- Ask for upfront or discounted property valuations
- Negotiate and present challenging or non standard deals
Book Your FREE Home Loan Strategy Session
See How You Can Save $500 Per Month Off Your Current Home Loan Repayments
The process to obtain a new loan or to re-finance an existing one is very easy.
Step 1 - Speak With a Mortgage Broker
You can organise a free consultation by completing the form on the Home Loan Review page. From there, and one of our brokers will contact you very soon. The initial conversation is all about understanding your goals. What do you want to do? Both now, and in the medium to long term.
Step 2 - Research & Review
Your broker will search high and low in order to present you with a number of options to choose from. Your mortgage broker will guide you through the options and help you select the product and loan structure that most suits your current and future needs.
Step 3 - Negotiate With The Bank
OneSite has been around since 2005. We carry special / trusted partner accreditation with almost all the major Lenders. Once a loan product is selected, your mortgage broker will negotiate on your behalf for:
- Lower interest rates
- Discounted or free property valuations
- Better than standard terms
There are many product packages not directly available to the public.
Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more
Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more
Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more
Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more
We can say confidently that One Site is The Best Mortgage Finance Company, and Liz is the Best Mortgage Broker! We have known Liz since... read more
We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more
When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more
I have had the pleasure of working with Liz when purchasing 2 different properties. Her attention to detail & efficiency are second to none! I... read more
As first home buyers, the process of getting a mortgage can be quite daunting. Liz was so helpful and diligent the whole process. Always on... read more
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Latest News & Market Updates
Genuine Savings are the funds you saved yourself over a period of time. If you are considering entering the property market, you will need to be prepared to have a deposit of at least 5% of the property value in order to qualify for a home loan. This rises to at least 10% of the property value if you’re looking for an investment loan.
Having said the above, having the 5% deposit does not automatically qualify you for a home loan. Home loan applicants are required to have genuine savings, as well as the initial deposit for the loan.Read More
Another month has gone by and the RBA’s official cash rate is still sitting at 1.50%, the lowest it has ever been. The prospect of the cash rate being cut, along with stronger economic data out of other world markets have led to the Australian Dollar trading at or near 3 year lows. This will have implications for Lender’s debt financing, with a large portion of that sourced in foreign currencies and thus needing to be hedged.
With this in mind some Lenders have signalled an increase to their home loan rates. This article will run you through the latest news on the home loan as at February 2019.Read More
The ACCC found that existing customers pay more for their home loans. Quite a bit more in fact.
As at June 30, 2018, existing customers were paying interest rates that on average were 32 basis points higher than new customers. This is equal to more than one typical Reserve Bank rate increase.
The ACCC found a borrower with an average sized mortgage could save around $850 a year by getting the same rate as a new customer. This figure is quoted on an Australia wide basis. For a typical Sydney mortgage, the savings could add up to tens of thousands of dollars over the life of the loan.Read More