Mortgage Broker Sydney

Looking for a Mortgage Broker in Sydney?

OneSite Finance is an independent Mortgage Broker group serving clients all over Sydney

Our Brokers know how busy you are, and how hard it is to juggle work and family commitments. They are happy to come to you after hours

What Makes OneSite Unique?

Long Term Partnerships

OneSite Finance started in 2005. Our Mortgage Brokers are trained to the highest standards. In each one you will find a long term partner. Someone who will look after your current as well as your future needs.

We Have Been In Your Shoes

All our Staff Members and Brokers have personal experience in buying and selling property. We have all walked many miles in your shoes and know how you feel. We know how complicated things can get.

This is why your Mortgage Broker will answer your calls - 7 days a week.

We also know how hard it can be to take time out during the day to come see us. We are happy to meet you after hours. We might even come to you.

Exceptional Lender Relationships

OneSite was established in 2005. The Lenders treat us as trusted partners. Being trusted partners allows us to:

  • Negotiate better rates with the banks
  • Achieve faster turn-around times
  • Ask for upfront or discounted property valuations
  • Negotiate and present challenging or non standard deals

View all our reviews at the OneSite Finance Google My Business page.

Book Your FREE Home Loan Strategy Session

See How You Can Save $500 Per Month Off Your Current Home Loan Repayments

Our Process

The process to obtain a new loan or to re-finance an existing one is very easy.

Step 1 - Speak With a Mortgage Broker

You can organise a free consultation by completing the form on the Home Loan Review page. From there, and one of our brokers will contact you very soon. The initial conversation is all about understanding your goals. What do you want to do? Both now, and in the medium to long term.

Step 2 - Research & Review

Your broker will search high and low in order to present you with a number of options to choose from. Your mortgage broker will guide you through the options and help you select the product and loan structure that most suits your current and future needs.

Step 3 - Negotiate With The Bank

OneSite has been around since 2005. We carry special / trusted partner accreditation with almost all the major Lenders. Once a loan product is selected, your mortgage broker will negotiate on your behalf for:

  • Lower interest rates
  • Discounted or free property valuations
  • Better than standard terms

There are many product packages not directly available to the public.

  • Franky o. Avatar
    Franky o.

    Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more

    Joe D. Avatar
    Joe D.

    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more

    Rina A. Avatar
    Rina A.

    Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more

  • Andrew C. Avatar
    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more

    Magdalena D. Avatar
    Magdalena D.

    We can say confidently that One Site is The Best Mortgage Finance Company, and Liz is the Best Mortgage Broker! We have known Liz since... read more

    Craig M. Avatar
    Craig M.

    We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more

  • So T. Avatar
    So T.

    When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more

    Kate D. Avatar
    Kate D.

    I have had the pleasure of working with Liz when purchasing 2 different properties. Her attention to detail & efficiency are second to none! I... read more

    Emma L. Avatar
    Emma L.

    As first home buyers, the process of getting a mortgage can be quite daunting. Liz was so helpful and diligent the whole process. Always on... read more

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Help & Guidance

Before Applying For A Loan

Getting a loan is a lot like getting a job. The prize goes to the person who has done their homework and presents as the best candidate.

The following is a great guide to help you get your finances in order before applying for a new loan or refinancing an existing one.

The Loan Application Process

The Loan application process can be long and daunting. This guide will walk you through the process you will go through step by step.

Don't have to let the Banks beat you with industry jargon. We'll guide you through the application process from initial appointment, all the way to loan settlement - that's when the Bank distributes the funds and beyond.

Home Loan Review

Do you have an existing home or investment loan? Do you want to see if there are better products out there?

The home loan market changes every few weeks. If you have not checked your current product and lender, you could be paying thousands of dollars per year in extra re-payments needlessly. 

View all our reviews at the OneSite Finance Google My Business page.

Latest News & Market Updates

Piggy bank next to house

Do You Have Genuine Savings?

February 25, 2019

Genuine Savings are the funds you saved yourself over a period of time. If you are considering entering the property market, you will need to be prepared to have a deposit of at least 5% of the property value in order to qualify for a home loan. This rises to at least 10% of the property value if you’re looking for an investment loan.

Having said the above, having the 5% deposit does not automatically qualify you for a home loan. Home loan applicants are required to have genuine savings, as well as the initial deposit for the loan. 

Read More
Where will the market go next?

Home Loan Market Update – Feb 2019

January 20, 2019

Another month has gone by and the RBA’s official cash rate is still sitting at 1.50%, the lowest it has ever been. The prospect of the cash rate being cut, along with stronger economic data out of other world markets have led to the Australian Dollar trading at or near 3 year lows. This will have implications for Lender’s debt financing, with a large portion of that sourced in foreign currencies and thus needing to be hedged.

With this in mind some Lenders have signalled an increase to their home loan rates. This article will run you through the latest news on the home loan as at February 2019.

Read More
House on coins

Existing Customers Pay More For Their Mortgages

December 13, 2018

The ACCC found that existing customers pay more for their home loans. Quite a bit more in fact.

As at June 30, 2018, existing customers were paying interest rates that on average were 32 basis points higher than new customers. This is equal to more than one typical Reserve Bank rate increase.

The ACCC found a borrower with an average sized mortgage could save around $850 a year by getting the same rate as a new customer. This figure is quoted on an Australia wide basis. For a typical Sydney mortgage, the savings could add up to tens of thousands of dollars over the life of the loan.

Read More

Book Your FREE Home Loan Strategy Session

See How You Can Save $500 Per Month Off Your Current Home Loan Repayments

"I've been with Liz and OneSite for a number of years now and she has consistently helped me by assessing my status every year, suggesting various modifications to optimise my financial setup and by negotiating better rates with mortgage suppliers. I have no hesitancy in recommending Liz and OneSite as Mortgage Brokers and I have been totally satisfied with the service and support I have received from them."

Neil O, Zetland, NSW   

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