Blog

The RBA board had met. They have considered the data and decided to raise official rates! What next?

This blog post / video will walk you through what to expect following an interest rate increase. Some of the questions we try to answer include:

– What happens to my repayments?

– What are my options from here?

– Can I fix part or all of my home loan?

– When should I do this?

– If I do fix, how long do I fix for?

Maximising your borrowing capacity is key to purchasing the property you want and structuring your finances wisely.

In this guide, we’ll cover what lenders look at and what steps you can take to improve how much you can borrow.

We will go through 7 high level concepts to consider when trying to maximise your borrowing capacity to help you secure your next property in a competitive market.

Thinking about upgrading your home? Whether you’re modernising your kitchen or planning a major extension, using the equity in your home can be a smart way to fund your renovation.

But not all renovations – or equity strategies – are created equal. Let’s break down your options depending on the type of renovation you’re planning and how much usable equity you currently have in your home.

The Reserve Bank of Australia has cut interest rates for the first time since November 2020. At its February meeting, the RBA board decided to decrease the cash rate by 0.25% to 4.1%. What happens to your home loan rates now?

Buying a property in Victoria is an exciting journey, but the legal process can be complex. Conveyancing is a crucial part of the transaction, ensuring that all legal aspects are in order before settlement. In this video, we outline key considerations to help buyers navigate the conveyancing process smoothly.

When purchasing a property with another person or group, one of the first decisions you’ll need to make is how the ownership will be structured.

The two most common arrangements are Joint Tenancy and Tenancy in Common. Both structures have distinct legal and practical implications, so it’s essential to understand the differences before making a choice. Here’s a breakdown to help you decide which structure suits your situation best.