Eastern Suburbs Mortgage Broker & Investment Loan Specialist

OneSite Finance Is Your Independent Mortgage Broker Serving Clients in Sydney's Eastern Suburbs Since 2005

OneSite Finance - Excellence in Customer Service Award 2020

Winner of Best Customer Service Award for NSW/ACT in 2020

We Get Fast Home Loan Approvals For First Home Buyers, Upgraders, Professionals, Business Owners and Property Investors

If You Have Complicated Finances, We Can Help. OneSite Finance Compares Loans From Over 40 Lenders to help you save years in mortgage repayments, fees and taxes

231 real client reviews on Social Media going back years and averaging 5.0 Stars

Our independent Eastern Suburbs based Mortgage Brokers will meet you online or in person to provide expert, no obligation advice

As at January 2023, We've served 1,844 happy clients in the Eastern Subrusb and around Sydney

We live and work in Sydney's Eastern Suburbs

Why use OneSite Finance?

Choosing the right home loan can help you save thousands of dollars to enjoy now and invest and build wealth for your future.
Choosing the wrong home loan can burden you and your family with unnecessary financial pressure and slow your progress towards financial independence.

Here are all the Ways Our Mortgage Brokers Help Sydney Home Owners and Investors Get the Most Suitable Loan and Save Thousands in Mortgage Repayments, Fees and Taxes »

Hundreds of Home Loans to Choose From

Our independent Sydney based Mortgage Brokers will analyse your needs and compare hundreds of home loan products from our panel of 40 plus lenders.

We cover the entire home loan market including the Big 4, mid-tier banks, internationals and credit unions.

Your bank, as good as they may be, can only ever show you their in-house loan products.

Exceptional Lender Relationships

The Lenders treat our expert Mortgage Brokers as trusted partners. This allows us to:

  • Negotiate better interest rates and bigger discounts than what is advertised or granted in branch
  • Achieve faster turn-around times. This is a huge advantage in a market like Sydney
  • Ask for upfront or discounted property valuations
  • Negotiate and present challenging or non-standard deals

Having your finances ready is essential when purchasing a property in the Eastern Suburbs' hyper-competitive environment. It is often the difference between purchasing your dream home and missing out.

Ongoing Yearly Reviews

Our customer services team will review your situation periodically to ensure you always have the most suitable home loan product. We will renegotiate with your current lender on your behalf to make sure you never pay more than you need to.

And if we find a more suitable loan product with a different lender, we'll look after all the paperwork.

Structured to Save Tax

Our network of trusted professional advisors will help you structure your finances to legally save tax and give you greater cash flow to improve your lifestyle, reduce debt, and invest for the future.

It's amazing how the right setup can save you hundreds of thousands in tax - legally. Now and in the future.

18 Years of Home Loan Expertise

Since 2005, we've helped 1,844 families purchase their first homes, invest in property, build newer or bigger homes and refinance existing home loans. We are here for our customers every step of the way.

Our mortgage brokers are some of the most reviewed mortgage professionals in Australia, with hundreds of real reviews from Sydney Home owners and investors on Google and Facebook going back over many years.

Your Local Mortgage Experts

OneSite Finance is all about the customer experience... When you call us, you will talk to a real Mortgage Broker in Sydney. Not an overseas call centre operator.

Our office is located at Surry Hills - a 5-minute walk to the east of Sydney's Central Station. We can meet you there, online or we can come to you. The choice is yours.

We all live in different parts of Sydney and are quite involved in a number of community service and charity initiatives.

Free Advice Without Obligation

Whether you’re thinking about buying a home or just want to make sure you are not overpaying on your current home loan, get in touch for a Free Home Loan Strategy Session. We can visit you at home, you can come to our office in Surry Hills, or we can meet online on Zoom. We will share with you our best ideas and advice. Ideas that are specific to your situation, 100% free.

We get paid a commission by the lender you select at the end of the process. All lenders pay the same amount of commission approximately.

Loan Features

Enquire Now

Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes

Hundreds of Eastern Suburbs home loan clients served... With distinction

You can read through hundreds of real customer reviews on Google or Facebook going back many years

Our Awards

You're in safe hands. OneSite Finance has been operating since 2005. In that time, we've won many individual and business accolades. The following are some of the awards we've won in the last 5 years

Enquire Now. Book Your FREE Home Loan Strategy Session

Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes

Our Process

The process to obtain a new loan or to re-finance an existing one is very easy.

Step 1 - Speak With a Mortgage Broker

You can organise a free consultation by completing the form on the Home Loan Review page. From there, and one of our brokers will contact you very soon. The initial conversation is all about understanding your goals. What do you want to do? Both now, and in the medium to long term.

Step 2 - Research & Review

Your broker will search high and low in order to present you with a number of options to choose from. Your mortgage broker will guide you through the options and help you select the product and loan structure that most suits your current and future needs.

Step 3 - Negotiate With The Bank

OneSite has been around since 2005. We carry special / trusted partner accreditation with almost all the major Lenders. Once a loan product is selected, your mortgage broker will negotiate on your behalf for:

  • Lower interest rates
  • Discounted or free property valuations
  • Better than standard terms

Lenders don't always offer all product packages or options directly to the public. There are many products or options that may not be  offered if you walk directly into the Bank's branch network.

We Compare Hundreds of Home Loans From Over 40 Lenders To Find You The Most Suitable Home Loan

Our independent, Eastern Suburbs based Mortgage Brokers will save you time, effort and stress. We will help you navigate through the property purchase or refinance process from start to finish
OneSite Finance Panel of Lenders

Find a Home Loan That Suits Your Current and Future Needs

Help & Guidance

Before Applying For A Loan

Getting a loan is a lot like getting a job. The prize goes to the person who has done their homework and presents as the best candidate.

The following is a great guide to help you get your finances in order before applying for a new loan or refinancing an existing one.

The Loan Application Process

The Loan application process can be long and daunting. This guide will walk you through the process you will go through step by step.

Don't have to let the Banks beat you with industry jargon. We'll guide you through the application process from initial appointment, all the way to loan settlement - that's when the Bank distributes the funds and beyond.

Home Loan Review

Do you have an existing home or investment loan? Do you want to see if there are better products out there?

The home loan market changes every few weeks. If you have not checked your current product and lender, you could be paying thousands of dollars per year in extra re-payments needlessly. 

OneSite Finance Is Your Independent Mortgage Broker Serving Clients in Sydney's Eastern Suburbs Since 2005

We Get Fast Home Loan Approvals For First Home Buyers, Upgraders, Professionals, Business Owners and Property Investors

If You Have Complicated Finances, We Can Help. OneSite Finance Compares Loans From Over 40 Lenders to help you save years in mortgage repayments, fees and taxes

231 real client reviews on Social Media going back a number of years and averaging 5.0 Stars

As at January 2023, we've served 1,844 families in the Eastern Suburbs and all over Sydney

Our independent Mortgage Brokers will meet you online or in person. Our expert advice comes obligation free