Home Loan Health Check
Does Your Home Loan Need A Health Check?
If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.
Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.
Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.
The review is simple... Ask yourself the following questions:
- Am I paying an unreasonably high interest rate?
- Am I paying high yearly fees?
- Am I frustrated by inadequate service?
- Does my loan give me the features I need or want?
- Am I paying for features I don't use?
- Have my financial circumstances changed?
With interest rates at their lowest for more than 50 years, there are some great deals available.
For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.
Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.
Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.
All you have to do to start the process is complete the form!
Home Loan Review Checklist
Home Loan Health Check
While completing the form, please include the following details about your current financial situation:
- Current value of your property portfolio
- Current Lenders
- Are your loans variable, fixed or both
- Current repayment type Principal & Interest or Interest Only
- Things you like about your current Products / Lenders
- Things you don't like about your current Products / Lenders
- Your goals e.g. to buy more properties, renovate, consolidate your debts
- Any changes in your circumstances
It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.
Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.
My wife and I have enlisted Liz Zaki to co-ordinate multiple home loans over the last 12 years. We have always been impressed with Liz's... read more -
Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -
Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more -
Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -
We are very pleased with the service provided by Norman from OneSite Finance. Norman made our first home buying process a breeze through briefing us... read more -
With all difficulties and pressure , the person made us go through it was Norman.
He was amazing and he helped us even when he... read more -
We have Liz in the last 7 years to help us with all our finance needs. She’s very detailed, thorough and very quick in processing... read more -
Highly recommend Onesite finance specially Norman to everyone. The most responsible, caring, punctual, reliable person we dealt with in the whole mortgage process. If you... read more -
Liz was amazing! She explained everything very thoroughly and always kept us in the loop with various steps. She helped us with our land and... read more -
We have been working with Liz and Onesite back in 2009 for our 1st purchase and very recently for another one. Liz provides you with... read more -
Such a great experience! From the very first meeting Liz clearly communicated with us and gave us excellent advice. She is very quick to respond... read more -
We can say confidently that One Site is The Best Mortgage Finance Company, and Liz is the Best Mortgage Broker! We have known Liz since... read more -
Liz has helped me through one mortgage and 2-3 remortgages/restructures and I cannot speak more highly of her. She has integrity, perseverance (negotiates hard!), and... read more -
Andi was very highly recommended by a colleague and friend. From start to finish, Andi from OneSite has been very helpful and keen on answering... read more -
Liz is an amazing Mortgage Broker.
5 stars doesn't do justice to the service that Liz and her team have provided.
Through a challenging construction... read more -