Home Loan Health Check

Does Your Home Loan Need A Health Check?

If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.

Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.

Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.

The review is simple... Ask yourself the following questions:

  • Am I paying an unreasonably high interest rate?
  • Am I paying high yearly fees?
  • Am I frustrated by inadequate service?
  • Does my loan give me the features I need or want?
  • Am I paying for features I don't use?
  • Have my financial circumstances changed?

With interest rates at their lowest for more than 50 years, there are some great deals available.

For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.

Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.

Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.

All you have to do to start the process is complete the form!

OneSite Finance Loan Review Process

 Home Loan Review Checklist

 Home Loan Health Check

Complete the form and we'll see if we can find a more suitable Loan product... We will start by looking at your current Lender to minimise the headaches of moving.

While completing the form, please include the following details about your current financial situation:

  • Current value of your property portfolio
  • Current Lenders
  • Are your loans variable, fixed or both
  • Current repayment type Principal & Interest or Interest Only
  • Things you like about your current Products / Lenders
  • Things you don't like about your current Products / Lenders
  • Your goals e.g. to buy more properties, renovate, consolidate your debts
  • Any changes in your circumstances

It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.

Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.

  • We respect your privacy. We will never share your personal info and you can remove your details from our contact list any time you choose.

  • Evelyn T. Avatar
    Evelyn T.

    We have Liz in the last 7 years to help us with all our finance needs. She’s very detailed, thorough and very quick in processing... read more -

    John B. Avatar
    John B.

    Liz was fantastic and provided exceptional service to my wife and I on our construction loan. She was very responsive to all our questions /... read more -

    Benjammin Avatar
    Benjammin

    We would highly recommend Liz to anybody that wants a mortgage broker that will not give up!

    Liz has been our mortgage broker for the...
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  • Andrew C. Avatar
    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -

    Melisa C. Avatar
    Melisa C.

    Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into... read more -

    Franky o. Avatar
    Franky o.

    Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more -

  • S S. Avatar
    S S.

    Norman is very thorough and responsive. Highly recommend to anyone who wants hassle free process getting new home loan or refinancing 😊 -

    Gab Q. Avatar
    Gab Q.

    Norman from OneSite Finance helped me get my first investment property. I am very impressed with Norman’s hard work in finding me the best rate,... read more -

    Tadas M. Avatar
    Tadas M.

    Norman is one of the most professional brokers I have ever dealt with. He has in-depth knowledge of all the steps and procedures.
    He helped in...
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  • Michael I. Avatar
    Michael I.

    Such a great experience! From the very first meeting Liz clearly communicated with us and gave us excellent advice. She is very quick to respond... read more -

    Donna L. Avatar
    Donna L.

    My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -

    Cassandra K. Avatar
    Cassandra K.

    We thoroughly enjoyed working with Liz at OneSite and would absolutely recommend, especially if you are a first home buyer.
    We looked at a few options...
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  • Mike Avatar
    Mike

    Liz from OneSite is incredible. After having her help us find a mortgage that is right for us, I am actively recommending her to my... read more -

    Sabine T. Avatar
    Sabine T.

    We have been working with Liz and Onesite back in 2009 for our 1st purchase and very recently for another one. Liz provides you with... read more -

    A G. Avatar
    A G.

    Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into... read more -

View all our reviews at the OneSite Finance Google My Business page

Find a Home Loan That Suits Your Current and Future Needs