Home Loan Health Check
Does Your Home Loan Need A Health Check?
If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.
Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.
Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.
The review is simple... Ask yourself the following questions:
- Am I paying an unreasonably high interest rate?
- Am I paying high yearly fees?
- Am I frustrated by inadequate service?
- Does my loan give me the features I need or want?
- Am I paying for features I don't use?
- Have my financial circumstances changed?
With interest rates at their lowest for more than 50 years, there are some great deals available.
For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.
Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.
Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.
All you have to do to start the process is complete the form!
Home Loan Review Checklist
Home Loan Health Check
While completing the form, please include the following details about your current financial situation:
- Current value of your property portfolio
- Current Lenders
- Are your loans variable, fixed or both
- Current repayment type Principal & Interest or Interest Only
- Things you like about your current Products / Lenders
- Things you don't like about your current Products / Lenders
- Your goals e.g. to buy more properties, renovate, consolidate your debts
- Any changes in your circumstances
It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.
Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.
We have used Liz as our mortgage broker for many years. We have refinanced many time and Liz always gets us the best rate. On... read more -
My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -
Liz is a super efficient and helpful broker. She was available 24/7 to answer any of our questions which I am sure you will not... read more -
We have been dealing with Liz as a mortgage broker since we purchased our first home in 2005. Since then we have come to... read more -
We would highly recommend Liz to anybody that wants a mortgage broker that will not give up!
Liz has been our mortgage broker for the... read more -
Norman is one of the most professional brokers I have ever dealt with. He has in-depth knowledge of all the steps and procedures.
He helped in... read more -
Liz from OneSite is incredible. After having her help us find a mortgage that is right for us, I am actively recommending her to my... read more -
Approaching the home loan process we were unsure whether to engage a mortgage broker to assist but we're so glad we did. Liz was great... read more -
Karen and Liz are two of the hardest working professionals I have ever had the pleasure of dealing with – these days it is... read more -
Liz was amazing! She explained everything very thoroughly and always kept us in the loop with various steps. She helped us with our land and... read more -
Andi was very highly recommended by a colleague and friend. From start to finish, Andi from OneSite has been very helpful and keen on answering... read more -
Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -
I've worked professionally with Liz from OneSite Finance in the past, and she was always reliable and attentive. I was impressed with her manner and... read more -
My wife and I have enlisted Liz Zaki to co-ordinate multiple home loans over the last 12 years. We have always been impressed with Liz's... read more -
We have been working with Liz for over 10 years as a mortgage broker with loan financing and re-financing and I always appreciate her updates... read more -