Home Loan Health Check
Does Your Home Loan Need A Health Check?
If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.
Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.
Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.
The review is simple... Ask yourself the following questions:
- Am I paying an unreasonably high interest rate?
- Am I paying high yearly fees?
- Am I frustrated by inadequate service?
- Does my loan give me the features I need or want?
- Am I paying for features I don't use?
- Have my financial circumstances changed?
With interest rates at their lowest for more than 50 years, there are some great deals available.
For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.
Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.
Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.
All you have to do to start the process is complete the form!
Home Loan Review Checklist
Home Loan Health Check
While completing the form, please include the following details about your current financial situation:
- Current value of your property portfolio
- Current Lenders
- Are your loans variable, fixed or both
- Current repayment type Principal & Interest or Interest Only
- Things you like about your current Products / Lenders
- Things you don't like about your current Products / Lenders
- Your goals e.g. to buy more properties, renovate, consolidate your debts
- Any changes in your circumstances
It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.
Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.
Liz is one of the most professional and results-driven financial service provider I've ever worked with.
My partner and I applied for a new home loan... read more -
I have had the pleasure of working with Liz when purchasing 2 different properties. Her attention to detail & efficiency are second to none! I... read more -
Liz has made the entire process of getting a loan to be hassle free and as easy as it can be. Her dedication and... read more -
Liz is an amazing Mortgage Broker.
5 stars doesn't do justice to the service that Liz and her team have provided.
Through a challenging construction... read more -
Liz is an amazing mortgage broker and seems to be working 24/7 as she answers emails and sms very quickly at all times. She has... read more -
Highly recommend Onesite finance specially Norman to everyone. The most responsible, caring, punctual, reliable person we dealt with in the whole mortgage process. If you... read more -
Andi was very highly recommended by a colleague and friend. From start to finish, Andi from OneSite has been very helpful and keen on answering... read more -
Liz was amazing! She explained everything very thoroughly and always kept us in the loop with various steps. She helped us with our land and... read more -
Liz was fantastic and provided exceptional service to my wife and I on our construction loan. She was very responsive to all our questions /... read more -
As first home buyers, the process of getting a mortgage can be quite daunting. Liz was so helpful and diligent the whole process. Always on... read more -
Norman from OneSite Finance helped me get my first investment property. I am very impressed with Norman’s hard work in finding me the best rate,... read more -
Liz helped us from start to finish with our home loan and we cannot thank her enough! Liz supported and educated us along the way... read more -
With all difficulties and pressure , the person made us go through it was Norman.
He was amazing and he helped us even when he... read more -
We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more -
We have used Liz as our mortgage broker for many years. We have refinanced many time and Liz always gets us the best rate. On... read more -