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Home Loan Health Check

Does Your Home Loan Need A Health Check?

If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.

Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.

Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.

The review is simple... Ask yourself the following questions:

  • Am I paying an unreasonably high interest rate?
  • Am I paying high yearly fees?
  • Am I frustrated by inadequate service?
  • Does my loan give me the features I need or want?
  • Am I paying for features I don't use?
  • Have my financial circumstances changed?

With interest rates at their lowest for more than 50 years, there are some great deals available.

For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.

Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.

Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.

All you have to do to start the process is complete the form!

OneSite Finance Loan Review Process

 Home Loan Review Checklist 

 Home Loan Health Check

Complete the form and we'll see if we can find a more suitable Loan product... We will start by looking at your current Lender to minimise the headaches of moving.

While completing the form, please include the following details about your current financial situation:

  • Current value of your property portfolio
  • Current Lenders
  • Are your loans variable, fixed or both
  • Current repayment type Principal & Interest or Interest Only
  • Things you like about your current Products / Lenders
  • Things you don't like about your current Products / Lenders
  • Your goals e.g. to buy more properties, renovate, consolidate your debts
  • Any changes in your circumstances

It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.

Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.

  • So T. Avatar
    So T.

    When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more -

    Rina A. Avatar
    Rina A.

    Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more -

    Sabine T. Avatar
    Sabine T.

    We have been working with Liz and Onesite back in 2009 for our 1st purchase and very recently for another one. Liz provides you with... read more -

  • Franky o. Avatar
    Franky o.

    Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more -

    Donna L. Avatar
    Donna L.

    My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -

    Dorothy L. Avatar
    Dorothy L.

    I've worked professionally with Liz from OneSite Finance in the past, and she was always reliable and attentive. I was impressed with her manner and... read more -

  • Joe D. Avatar
    Joe D.

    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -

    Andrew C. Avatar
    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -

    Craig M. Avatar
    Craig M.

    We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more -

  • C L. Avatar
    C L.

    I have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most... read more -

    Ange C. Avatar
    Ange C.

    My wife and I have enlisted Liz Zaki to co-ordinate multiple home loans over the last 12 years. We have always been impressed with Liz's... read more -

    Faezeh G. Avatar
    Faezeh G.

    Highly recommend Onesite finance specially Norman to everyone. The most responsible, caring, punctual, reliable person we dealt with in the whole mortgage process. If you... read more -

  • Avayar D. Avatar
    Avayar D.

    Liz is an amazing mortgage broker and seems to be working 24/7 as she answers emails and sms very quickly at all times. She has... read more -

    Emma B. Avatar
    Emma B.

    Liz has helped me through one mortgage and 2-3 remortgages/restructures and I cannot speak more highly of her. She has integrity, perseverance (negotiates hard!), and... read more -

    Gab Q. Avatar
    Gab Q.

    Norman from OneSite Finance helped me get my first investment property. I am very impressed with Norman’s hard work in finding me the best rate,... read more -

View all our reviews at the OneSite Finance Google My Business page.

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