Home Loan Health Check

Does Your Home Loan Need A Health Check?

If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.

Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.

Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.

The review is simple... Ask yourself the following questions:

  • Am I paying an unreasonably high interest rate?
  • Am I paying high yearly fees?
  • Am I frustrated by inadequate service?
  • Does my loan give me the features I need or want?
  • Am I paying for features I don't use?
  • Have my financial circumstances changed?

With interest rates at their lowest for more than 50 years, there are some great deals available.

For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.

Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.

Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.

All you have to do to start the process is complete the form!

OneSite Finance Loan Review Process

 Home Loan Review Checklist

 Home Loan Health Check

Complete the form and we'll see if we can find a more suitable Loan product... We will start by looking at your current Lender to minimise the headaches of moving.

While completing the form, please include the following details about your current financial situation:

  • Current value of your property portfolio
  • Current Lenders
  • Are your loans variable, fixed or both
  • Current repayment type Principal & Interest or Interest Only
  • Things you like about your current Products / Lenders
  • Things you don't like about your current Products / Lenders
  • Your goals e.g. to buy more properties, renovate, consolidate your debts
  • Any changes in your circumstances

It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.

Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.

  • We respect your privacy. We will never share your personal info and you can remove your details from our contact list any time you choose.

  • lachlanbj Avatar
    lachlanbj

    We could not have been any happier with the service we received from Liz at Onesite. Liz helped us with the purchase of our first... read more -

    Sarah A. Avatar
    Sarah A.

    Liz has been amazing and so supportive of my husband and I on our journey to home ownership. We first made contact with Liz about... read more -

    Laura G. Avatar
    Laura G.

    We've found One Finance on google and decided to give it a try based on the amazing reviews. We were wondering whether the 5 stars... read more -

  • Rex H. Avatar
    Rex H.

    Liz is one of the most professional and results-driven financial service provider I've ever worked with.

    My partner and I applied for a new home loan...
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    Kyaw O. Avatar
    Kyaw O.

    I don't usually leave reviews ,but my experience with OneSite Finance deserve it . It was perfect from start to finish. Liz & Karen are... read more -

    Tim H. Avatar
    Tim H.

    Approaching the home loan process we were unsure whether to engage a mortgage broker to assist but we're so glad we did. Liz was great... read more -

  • Donna L. Avatar
    Donna L.

    My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -

    C L. Avatar
    C L.

    I have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most... read more -

    So T. Avatar
    So T.

    When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more -

  • Joe D. Avatar
    Joe D.

    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -

    kane m. Avatar
    kane m.

    If Liz and her team can’t get you a loan nobody can,
    We gave them a challenge organising our entire loan during our cooling off period,...
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    Heidi Z. Avatar
    Heidi Z.

    Karen and Liz are two of the hardest working professionals I have ever had the pleasure of dealing with – these days it is... read more -

  • Nando T. Avatar
    Nando T.

    Liz was without a doubt an absolute pleasure to work with.

    She listens to what your needs are and finds the best possible solution.

    For my wife...
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    Melisa C. Avatar
    Melisa C.

    Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into... read more -

    Ragul R. Avatar
    Ragul R.

    Liz has been excellent to deal with. She is highly knowledgeable on home loan products and which ones suited me and my personal situation best.... read more -

View all our reviews at the OneSite Finance Google My Business page

Find a Home Loan That Suits Your Current and Future Needs