Home Loan Health Check

Does Your Home Loan Need A Health Check?

If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.

Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.

Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.

The review is simple... Ask yourself the following questions:

  • Am I paying an unreasonably high interest rate?
  • Am I paying high yearly fees?
  • Am I frustrated by inadequate service?
  • Does my loan give me the features I need or want?
  • Am I paying for features I don't use?
  • Have my financial circumstances changed?

With interest rates at their lowest for more than 50 years, there are some great deals available.

For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.

Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.

Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.

All you have to do to start the process is complete the form!

OneSite Finance Loan Review Process

 Home Loan Review Checklist

 Home Loan Health Check

Complete the form and we'll see if we can find a more suitable Loan product... We will start by looking at your current Lender to minimise the headaches of moving.

While completing the form, please include the following details about your current financial situation:

  • Current value of your property portfolio
  • Current Lenders
  • Are your loans variable, fixed or both
  • Current repayment type Principal & Interest or Interest Only
  • Things you like about your current Products / Lenders
  • Things you don't like about your current Products / Lenders
  • Your goals e.g. to buy more properties, renovate, consolidate your debts
  • Any changes in your circumstances

It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.

Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.

  • We respect your privacy. We will never share your personal info and you can remove your details from our contact list any time you choose.

  • kane morant Avatar
    kane m.

    If Liz and her team can’t get you a loan nobody can,
    We gave them a challenge organising our entire loan during our cooling off period,...
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    Gab Qurizen Avatar
    Gab Q.

    Norman from OneSite Finance helped me get my first investment property. I am very impressed with Norman’s hard work in finding me the best rate,... read more -

    Rina Andriani Avatar
    Rina A.

    Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more -

  • SY Peng Avatar
    SY P.

    Norman is our Loan Advisor. He is very helpful, approachable and knowledgeable. Our situation wasn't easy, but Norman managed to find a solution for us... read more -

    Anthony Ashton Avatar
    Anthony A.

    We have been working with Liz for over 10 years as a mortgage broker with loan financing and re-financing and I always appreciate her updates... read more -

    Woo-Ju Noh Avatar
    Woo-Ju N.

    Norman helped guide me through the process of purchasing my first property. He was very patient and answered any questions I had promptly making the... read more -

  • Ashwanth Fernando Avatar
    Ashwanth F.

    We just purchased a house through Liz's mortgage broker service. She is a star performer who worked relentlessly through our mortgage needs and gave us... read more -

    Vivi Suwarna Avatar
    Vivi S.

    Liz has been our mortgage broker since 2012. We appreciate her help in getting us the loan for our various property purchases, restructuring our loans... read more -

    A Google User Avatar
    A G.

    Liz has been my mortgage broker for several years now and I cannot recommend her and OneSite enough. She secured a loan for me for... read more -

  • A Google User Avatar
    A G.

    Liz is a super efficient and helpful broker. She was available 24/7 to answer any of our questions which I am sure you will not... read more -

    Melisa Carmelita Avatar
    Melisa C.

    Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into... read more -

    Hanny Whitaker Avatar
    Hanny W.

    We have used Liz as our mortgage broker for many years. We have refinanced many time and Liz always gets us the best rate. On... read more -

  • Benjamin G Avatar
    Benjamin G.

    Norman was very helpful in arranging the refinancing of my home loan, and was attentive and meticulous with the details of my investment property too.... read more -

    Tadas Marininas Avatar
    Tadas M.

    Norman is one of the most professional brokers I have ever dealt with. He has in-depth knowledge of all the steps and procedures.
    He helped in...
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    Joe D Avatar
    Joe D.

    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -

View all our reviews at the OneSite Finance Google My Business page

Find a Home Loan That Suits Your Current and Future Needs