Home Loan Health Check

Does Your Home Loan Need A Health Check?

If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.

Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.

Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.

The review is simple... Ask yourself the following questions:

  • Am I paying an unreasonably high interest rate?
  • Am I paying high yearly fees?
  • Am I frustrated by inadequate service?
  • Does my loan give me the features I need or want?
  • Am I paying for features I don't use?
  • Have my financial circumstances changed?

With interest rates at their lowest for more than 50 years, there are some great deals available.

For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.

Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.

Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.

All you have to do to start the process is complete the form!

OneSite Finance Loan Review Process

 Home Loan Review Checklist

 Home Loan Health Check

Complete the form and we'll see if we can find a more suitable Loan product... We will start by looking at your current Lender to minimise the headaches of moving.

While completing the form, please include the following details about your current financial situation:

  • Current value of your property portfolio
  • Current Lenders
  • Are your loans variable, fixed or both
  • Current repayment type Principal & Interest or Interest Only
  • Things you like about your current Products / Lenders
  • Things you don't like about your current Products / Lenders
  • Your goals e.g. to buy more properties, renovate, consolidate your debts
  • Any changes in your circumstances

It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.

Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.

  • We respect your privacy. We will never share your personal info and you can remove your details from our contact list any time you choose.

  • Bowen Y. Avatar
    Bowen Y.

    Norman was extremely professional and had a through understanding of all of the procedures involved. I love how he went above and beyond to help... read more -

    Magdalena D. Avatar
    Magdalena D.

    We can say confidently that One Site is The Best Mortgage Finance Company, and Liz is the Best Mortgage Broker! We have known Liz since... read more -

    Natham J. Avatar
    Natham J.

    I found OneSite through an online search as I wasn’t happy with the previous mortgage broker I engaged to buy my first home. Liz and... read more -

  • Kate D. Avatar
    Kate D.

    I have had the pleasure of working with Liz when purchasing 2 different properties. Her attention to detail & efficiency are second to none! I... read more -

    Tim H. Avatar
    Tim H.

    Approaching the home loan process we were unsure whether to engage a mortgage broker to assist but we're so glad we did. Liz was great... read more -

    Didi S. Avatar
    Didi S.

    Norman is one of the most professional broker we've ever known. He has assisted in planning since the beginning and has been patiently answered our... read more -

  • C L. Avatar
    C L.

    I have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most... read more -

    Andrew C. Avatar
    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -

    Benjammin Avatar
    Benjammin

    We would highly recommend Liz to anybody that wants a mortgage broker that will not give up!

    Liz has been our mortgage broker for the...
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  • James Avatar
    James

    Norman has been assisting us for our first home purchase for the last 9 months. Never realized that the biggest spending is also the most... read more -

    John B. Avatar
    John B.

    Liz was fantastic and provided exceptional service to my wife and I on our construction loan. She was very responsive to all our questions /... read more -

    A G. Avatar
    A G.

    Liz is a super efficient and helpful broker. She was available 24/7 to answer any of our questions which I am sure you will not... read more -

  • Zander a. Avatar
    Zander a.

    We have been dealing with Liz as a mortgage broker since we purchased our first home in 2005. Since then we have come to... read more -

    A G. Avatar
    A G.

    Liz has been excellent to deal with. She is highly knowledgeable on home loan products and which ones suited me and my personal situation best.... read more -

    Joe s. Avatar
    Joe s.

    Liz is a super efficient and helpful broker. She was available 24/7 to answer any of our questions which I am sure you will not... read more -

View all our reviews at the OneSite Finance Google My Business page

Find a Home Loan That Suits Your Current and Future Needs