Home Loan Health Check

Does Your Home Loan Need A Health Check?

If you do not service your home loan regularly in the same way you service your car, you could be missing out on thousands of dollars of savings.

Spending just 20 minutes at least once a year to research what other offers exist, could save you thousands of dollars to enjoy later in life, or at the very least, offer you peace of mind that your existing home loan is working well for you.

Refinancing your home loan is often a very simple process and the thousands of dollars of potential savings are well worth the effort.

The review is simple... Ask yourself the following questions:

  • Am I paying an unreasonably high interest rate?
  • Am I paying high yearly fees?
  • Am I frustrated by inadequate service?
  • Does my loan give me the features I need or want?
  • Am I paying for features I don't use?
  • Have my financial circumstances changed?

With interest rates at their lowest for more than 50 years, there are some great deals available.

For those wishing to keep making the same monthly repayments, you could pay your home loan off sooner thanks to the lower interest rates.

Often, you'll find that you don't even have to move Lenders. Your current Lender may have a great new Product that suits your needs. We may even be able to negotiate a discount on your existing Product.

Best of all, we will do all the work for you. We will shop your Loan around to the 40+ Lenders in our panel.

All you have to do to start the process is complete the form!

OneSite Finance Loan Review Process

 Home Loan Review Checklist

 Home Loan Health Check

Complete the form and we'll see if we can find a more suitable Loan product... We will start by looking at your current Lender to minimise the headaches of moving.

While completing the form, please include the following details about your current financial situation:

  • Current value of your property portfolio
  • Current Lenders
  • Are your loans variable, fixed or both
  • Current repayment type Principal & Interest or Interest Only
  • Things you like about your current Products / Lenders
  • Things you don't like about your current Products / Lenders
  • Your goals e.g. to buy more properties, renovate, consolidate your debts
  • Any changes in your circumstances

It should not take you more than a couple of minutes to tell us about your current situation and what you want to do.

Once you've submitted the form, one of OneSite's Mortgage Brokers will contact you to schedule an quick 15 minute call to start the review process.

  • We respect your privacy. We will never share your personal info and you can remove your details from our contact list any time you choose.

  • Kyaw Oo Avatar
    Kyaw O.

    I don't usually leave reviews ,but my experience with OneSite Finance deserve it . It was perfect from start to finish. Liz & Karen are... read more -

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    PleaseDelete

    Liz provided an excellent service as our broker allowing us to purchase our first home. She made the process so easy to follow. I especially... read more -

    S Sufangga Avatar
    S S.

    Norman is very thorough and responsive. Highly recommend to anyone who wants hassle free process getting new home loan or refinancing 😊 -

  • Vivi Suwarna Avatar
    Vivi S.

    Liz has been our mortgage broker since 2012. We appreciate her help in getting us the loan for our various property purchases, restructuring our loans... read more -

    Kathy Popic Avatar
    Kathy P.

    It took me a number of years to purchase my first home. Liz was so patient throughout this whole time, guiding me through the First... read more -

    Dorothy Le Avatar
    Dorothy L.

    I've worked professionally with Liz from OneSite Finance in the past, and she was always reliable and attentive. I was impressed with her manner and... read more -

  • Tim Sallway Avatar
    Tim S.

    Liz has made the entire process of getting a loan to be hassle free and as easy as it can be. Her dedication and... read more -

    C Lie Avatar
    C L.

    I have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most... read more -

    James Avatar
    James

    Norman has been assisting us for our first home purchase for the last 9 months. Never realized that the biggest spending is also the most... read more -

  • Donna Logue Avatar
    Donna L.

    My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -

    Emma Black Avatar
    Emma B.

    Liz has helped me through one mortgage and 2-3 remortgages/restructures and I cannot speak more highly of her. She has integrity, perseverance (negotiates hard!), and... read more -

    A Google User Avatar
    A G.

    Liz has been my mortgage broker for several years now and I cannot recommend her and OneSite enough. She secured a loan for me for... read more -

  • Benjammin Avatar
    Benjammin

    We would highly recommend Liz to anybody that wants a mortgage broker that will not give up!

    Liz has been our mortgage broker for the...
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    Rex He Avatar
    Rex H.

    Liz is one of the most professional and results-driven financial service provider I've ever worked with.

    My partner and I applied for a new home loan...
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    Bernadette Mahoney Avatar
    Bernadette M.

    Liz is an amazing Mortgage Broker.
    5 stars doesn't do justice to the service that Liz and her team have provided.
    Through a challenging construction...
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View all our reviews at the OneSite Finance Google My Business page

Find a Home Loan That Suits Your Current and Future Needs