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Here are some great articles that can assist you throughout the buying process and after.

What Does The First Home Loan Deposit Scheme Mean For You?

Nov 21, 2019

Buying your first home is one of life’s significant events. You’ve probably been saving for the deposit over a number of years while looking for the perfect place to call home. If you were to purchase a home today, you would most likely need to have saved up a deposit equivalent to 20% of the home’s value.

From January 1, 2020, the Federal Government has tried to make life a little easier for you. They are offering the first 10,000 eligible borrowers a hand with their deposits through the First Home Loan Deposit Scheme.

Home Loan Market Update – November 2019

Nov 1, 2019

We’re well and truly into Spring, and the RBA’s official cash rate is still sitting at 0.75%… Yes, below 1% – the lowest it has ever been.

This update will walk you through what the team at OneSite are currently observing in the Home Loan and general Credit Markets. There are currently a number of factors affecting the credit markets; mainly rate cuts, property market outlook and regulatory changes.

The article will also show you the current lender specials following the RBA announcing a third rate cut in quick succession.

[Video] What To Look Out For When Buying Property Off The Plan

Nov 1, 2019

The rise of new apartment developments in our cities provides greater opportunities for potential homeowners to buy off the plan. Lock in your purchase at today’s prices and pay once the property is built in the future.

There are benefits to this, but also a number of issues to be mindful of. In this article, we will look at some of the things to consider when buying property off the plan.

How Do I Get a Lower Interest Rate On My Mortgage?

Jul 3, 2019

One of the most common questions we get is; how do I get a lower interest rate on my mortgage?

In this video, Liz Zaki will walk you through the 6 factors that help answer this question. There are 6 factors that govern how easy it is for you to get a lower interest rate on your mortgage. They all apply equally.

1 – Loan Purpose

Is the mortgage or home loan in question used for your primary place of residence? Or is it used for an investment property?

What The Interest Rate Cuts Mean For You – July 2019

Jul 3, 2019

After two rounds of official interest rate cuts by the Reserve Bank in the space of 2 months, the big four banks have managed to come up with basic standard variable mortgage interest rates within 6 basis points (0.06%) of each other.

7 Reasons To Use a Mortgage Broker

Jun 17, 2019

The mortgage market in Australia can be very complicated. With that in mind, here are the top 7 reasons to use a mortgage broker next time you want to find a new home loan.

Most mortgage brokers have access to a huge range of lenders. They should be able to provide you with a huge choice of rates and mortgage options. With partnerships in a vast array of lending institutions, including banks, credit unions, trusts, national and regional lenders, and non-traditional lenders, a good broker will be able to help design the perfect mortgage for you.

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Woo-Ju N.

Norman helped guide me through the process of purchasing my first property. He was very patient and answered any questions I had promptly making the whole process very easy.
Highly recommend!! I will definitely be working with them again next time I need to purchase a property -
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A G.

Liz has been excellent to deal with. She is highly knowledgeable on home loan products and which ones suited me and my personal situation best. She was available 24/7 to answer our questions & worked with my constraints and was always ethical and hard working to ensure we received the products we wanted on time. I cannot recommend her & OneSight services enough to anyone looking for independent mortgage advice and are looking for a broker that provides more of a service than the standard brokers available. I will definitely use Liz again in the future. If you are looking for the best in the business then look no further, you've found her! To top it all of, below is something that made my day today. Thanks, Liz 🙂 -
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Maria P.

We are very pleased with the service provided by Norman from OneSite Finance. Norman made our first home buying process a breeze through briefing us with the buying process, and applying for the loan and completing all necessary paperworks on our behalf. He assisted us with setting realistic goals and made recommendations that would suit our circumstances. Norman is always happy to answer any of our questions and easily contactable through both phones and emails.

Thank you very much from the both of us,

Maria & Sunil -
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Mike

Liz from OneSite is incredible. After having her help us find a mortgage that is right for us, I am actively recommending her to my friends and family because I know how valuable her help is. -
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Lara V.

Working with Liz for the purchase of our first property has been a great experience and I’d recommend Onesite Finance to anyone looking to do the same. Liz is extremely detailed and knowledgeable, and has had our best interests at heart every step of the way. Thank you so much for everything Liz and team! -
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Joe D.

Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation. The process was very smooth and efficient. I could not have asked for a better mortgage broker. Truly remarkable! -
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lachlanbj

We could not have been any happier with the service we received from Liz at Onesite. Liz helped us with the purchase of our first home, she made sure we were getting the best rates and government incentives possible. We purchased at a time where there were changes happening constantly with grants and she made sure we received the full benefits. She truely is dedicated to her clients and really does go above and beyond. Her knowledge and experience in the industry is exactly what everyone needs when purchasing a first home or any property for the matter. Thank you again Liz, L and N. -
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Nap O.

We found OneSite Finance through Google search for a reputable Home and Investment Loan Mortgage brokers in Sydney. We contacted Liz Zaki thereafter and our experience have been remarkable.
Liz, Tram, Mark and the rest of the team have helped us to refinance our investment property loans through which we have been able to obtain better and competitive interest rate and take equity out at the same time.
The entire refinance process took less than 3-weeks which was a huge surprise to us based on our previous experiences with other brokers.
Liz in particular made the process looked so easy - she kept us on track through timely emails and video calls to make sure that we had a clear understanding of the loan she was recommending for us.
Great Customer Service with fantastic communication throughtout the whole process.
Overall, we highly recommend OneSite Finance if you are looking for a Loan.
We say thank you and welldone to Liz and the Team. -
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Cyrus

We found Liz through Google and we're glad that we decided to go with her as our broker. She went above and beyond to find the best deal for us right before the interest rates rose last minute. Liz was very informative, responsive and helpful throughout the whole process, especially as we are first home buyers. Would highly recommend Liz and her team. Thank you Liz! -
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Evelyn T.

We have Liz in the last 7 years to help us with all our finance needs. She’s very detailed, thorough and very quick in processing the loan documents. She was very good at guiding us throughout the whole process and made us confident with any big decisions we made. Go to Liz with all your finance related needs and you won’t dissappoint! -
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Lucy J.

We had an excellent experience with Onesite finance. Liz, our broker was very thorough in going through the process which really helped us with the search for a new home. We bought during the COVID shutdown and Liz's extraordinary commitment to getting the loan through when everything had slowed was amazing! Strongly recommend their services if you are looking for any type of loan. -
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robert c.

We have worked with several mortgage brokers and accounts before and I have to say no one has come close to Liz. Highly efficient, very dedicated to her profession and in our case this led to very impressive results. From the very beginning she helped us navigate the system and was engaged consistently throughout the process. Highly recommended! -
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Steven W.

As first home buyers, it was very important we had a trustworthy broker who could explain processes simply and responsibly.

Despite us not being based in Sydney, Liz and the team could not have been any better. Liz was always available for meetings and communications were incredibly efficient. Financial processes and procedures were explained clearly. Paperwork was dispatched and actioned quickly throughout our engagement.

Liz came recommended to us from good friends. We couldn’t recommend her and the team more highly. We will never consider going anywhere else. -
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Marie W.

Liz was recommended to me by a family member and was told that she is amazing and she would look after me - which she did. She was always available to answer any questions I had, and was honest with my options throughout the whole process. Her knowledge, and attention to detail is excellent and even though I know she had multiple clients always made me feel like I was a priority.
Having not gone through a mortgage broker before, she put me at ease because she really took care of everything from start to finish - top customer service. I can't thank Liz enough (and her team, Tram and Mark) for their assistance and would go through her again and would highly recommend her to others. -
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Donna L.

My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond to ensure we felt supported and informed at every stage of the buying process. Liz was available when we needed her and the response rate to our questions and attention to detail was excellent. We would highly recommend Liz to our family and friends and we will look forward to working with her again the future. -
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