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Here are some great articles that can assist you throughout the buying process and after. 

Heritage Property

Lenders Waive LMI For Professionals In Certain Industries

May 21, 2020

If you are working in certain professions, a number of banks or lenders are willing to waive the LMI premium for you. These lenders may lend without charging the Lender’s Mortgage Insurance (LMI) fee if you have between 10% to 20% deposit depending on certain qualifying criteria.

Lenders and banks may waive the LMI for accredited professionals in the accounting, finance, legal and medical industries depending on a number of criteria.

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Large sunny modern backyard

Coronavirus Mortgage Repayment Relief

Apr 8, 2020

Some people have lost their jobs. Some have had their businesses shut down. Others have had their wages reduced. If you are financially impacted by COVID-19, we have created this article and accompanying video to walk you through the options put together by the different lenders.

Almost all bank’s home pages now have a link which will take you to their financial assistance policies if you are impacted by coronavirus. This article will walk you through the main options you have, along with the pros and cons of each option.

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Loan Features

What Does The First Home Loan Deposit Scheme Mean For You?

Nov 21, 2019

Buying your first home is one of life’s significant events. You’ve probably been saving for the deposit over a number of years while looking for the perfect place to call home. If you were to purchase a home today, you would most likely need to have saved up a deposit equivalent to 20% of the home’s value.

From January 1, 2020, the Federal Government has tried to make life a little easier for you. They are offering the first 10,000 eligible borrowers a hand with their deposits through the First Home Loan Deposit Scheme.

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House drawing on chalkboard

Home Loan Market Update – November 2019

Nov 1, 2019

We’re well and truly into Spring, and the RBA’s official cash rate is still sitting at 0.75%… Yes, below 1% – the lowest it has ever been.

This update will walk you through what the team at OneSite are currently observing in the Home Loan and general Credit Markets. There are currently a number of factors affecting the credit markets; mainly rate cuts, property market outlook and regulatory changes.

The article will also show you the current lender specials following the RBA announcing a third rate cut in quick succession.

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Home Improvement Plan

[Video] What To Look Out For When Buying Property Off The Plan

Nov 1, 2019

The rise of new apartment developments in our cities provides greater opportunities for potential homeowners to buy off the plan. Lock in your purchase at today’s prices and pay once the property is built in the future.

There are benefits to this, but also a number of issues to be mindful of. In this article, we will look at some of the things to consider when buying property off the plan.

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Property market update

How Do I Get a Lower Interest Rate On My Mortgage?

Jul 3, 2019

One of the most common questions we get is; how do I get a lower interest rate on my mortgage?

In this video, Liz Zaki will walk you through the 6 factors that help answer this question. There are 6 factors that govern how easy it is for you to get a lower interest rate on your mortgage. They all apply equally.

1 – Loan Purpose

Is the mortgage or home loan in question used for your primary place of residence? Or is it used for an investment property?

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    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -

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