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Here are some great articles that can assist you throughout the buying process and after. 

Unlocking the Value of your property

Increasing The Value Of Your Property

Oct 18, 2018

Most home owners would like to increase the value of their property at some point in time. Whether you are thinking about selling or increasing the equity in your home; Corissa from Refurb2Invest can help to increase the value of your property.

Refurb2Invest is a team of renovation consultants who have successfully helped more than 130 families across Sydney to increase the value of their property. Most importantly, their main aim is to get you higher profits.

The first 20 OneSite Finance Clients to contact Refurb2Invest will receive a FREE Property Audit, valued at $660!

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Credit Report

How Does Your Credit Report Affect Your Finances?

Oct 17, 2018

Before a Lender can grant you a loan (or sell you a product on credit), they must ensure that you have the ability to pay the loan back at a later date. If you do not have the capacity to pay the loan back, the credit provider will not be able to approve the loan you are requesting.

Your credit report provides lenders a summary of your credit history. How good you are as a borrower. It helps them assess the risk of lending to you.

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Home Loan Market Update – September 2018

Sep 24, 2018

The investment and home loan market is in a state of flux. This article will run you through the latest news on the home loan as at September 2018.

Over the last couple of weeks, there have been a number of announcements that lenders will be increasing their home loan rates without waiting for the Reserve Bank of Australia (RBA).

This is due to the fact that the RBA’s official cash rate is still sitting at 1.50%. Please keep in mind, this is the lowest it has ever been.

The rate increases are mainly on variable rate home loans at this stage. However, we expect to see an increase in all mortgage rates in general as Lender’s cost of funding is starting to rise on the back of movements in the global economy.

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Home Loans

Changes To Interest Only Term Extensions

Sep 20, 2018

Changes to lending regulations are forcing banks to change the way they assess requests to switch or extend Interest Only repayment periods. These changes effect customers who want to extend Interest Only repayment periods, as well as those wanting to switch from Principal and Interest to Interest Only repayments.

In the past, CBA customers would simply call the bank and request to switch to Interest Only repayments over the phone. Customers were also able to change their existing loan from P&I to IO over the phone. Other banks applied a very similar process when customers requested to switch to or extend Interest Only terms.

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Home Renovations

Live In Your House Or Move Out During A Renovation?

Sep 17, 2018

Is it time for a renovation? Have you thought about whether you will continue to live in your house or move out during the renovation process? It is a good idea to list down the pros and cons before making a decision.

Live In Your House Or Move Out? Advantages Of Staying In Your Home
It’s nice to think there won’t be too many changes and disruptions during a home renovation, but what are the real advantages of renovating and being able to live in your house in the middle of a renovation?

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Investment Property

9 Tips For Choosing An Investment Property

Sep 5, 2018

Are you considering buying a residential investment property? You need to consider a few key points before making your offer.

We’ve got 9 tips to help you in choosing an investment property. What to do and what to avoid in order to steer clear of any potential difficulties and ensure success in your next investment purchase.

The process starts with knowing your goal. When choosing an investment property, it is vital that you understand your financial objectives. The financial elements should be your key focus to purchasing an investment property, rather than the actual property itself. You will need to decide first on what your investment goal is, AND THEN create a plan to achieve it within a realistic time frame.

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"I've been with Liz and OneSite for a number of years now and she has consistently helped me by assessing my status every year, suggesting various modifications to optimise my financial setup and by negotiating better rates with mortgage suppliers. I have no hesitancy in recommending Liz and OneSite as Mortgage Brokers and I have been totally satisfied with the service and support I have received from them."

 

View all our reviews at the OneSite Finance Google My Business page.

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