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Here are some great articles that can assist you throughout the buying process and after. 

Painting new house

Building Your Home: The Land & Construction Loan Process

Aug 7, 2020

Building your home can be a long and challenging process. This is in no small part due to the land and construction loan process. 

This guide outlines the journey you will go through. From purchasing the land to constructing your dream home. This article will show you what to do at each step. What to ask for. What pitfalls to steer away from.

The guide will also go through the different steps involved in the land and construction loan process. This is the process of obtaining finance to complete your home building project.

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[Video] Upgrading Your Home? Keep Or Sell Your Existing Home?

Jul 31, 2020

Are you thinking of upgrading your home? Many clients want to know what to do when they want to move homes.

Can you keep your existing home as an investment and buy a new one? Should you sell your existing home first, and then buy?

Should you buy first, and then sell your existing home to get the best return? Do you need short-term bridging finance to make this happen?

This video will walk you through the different strategies you can use when upgrading your home. Each strategy has its own pros and cons.

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Red, White, Orange & Blue Monopoly Houses

When Should I Fix My Home Loan?

Jul 23, 2020

One of the things you need consider when looking for a home loan is whether or not to use a fixed or variable interest rate based home loan product.

To fix, or not to fix… That is the question.

Shakespeare aside, this is one of the bigger decisions you need to make when you’re looking to get a home or investment loan.

Whether you are a first home buyer or a seasoned property investor, there are a number of things to consider once you’ve decided to fix. Things like:
– How much of your home loan to fix
– How long to fix your interest rate for

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First home buyers

[Video] The Different First Home Buyer Assistance Schemes Explained

Jul 16, 2020

There are a lot of stimulus and assistance schemes aimed at First Home Buyers.

This video will walk you through the 4 different First Home Buyers Assistance Schemes run by both the state and federal governments. Liz will walk you through the pros and cons of all 4 schemes. Who they are targeted at. When you can use them. And how you can use them effectively.

With the current economic conditions, this might present the best time in years for First Home Buyers to get their foot on the first rung of the property ownership ladder.

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Heritage Property

Lenders Waive LMI For Professionals In Certain Industries

May 21, 2020

If you are working in certain professions, a number of banks or lenders are willing to waive the LMI premium for you. These lenders may lend without charging the Lender’s Mortgage Insurance (LMI) fee if you have between 10% to 20% deposit depending on certain qualifying criteria.

Lenders and banks may waive the LMI for accredited professionals in the accounting, finance, legal and medical industries depending on a number of criteria.

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Large sunny modern backyard

Coronavirus Mortgage Repayment Relief

Apr 8, 2020

Some people have lost their jobs. Some have had their businesses shut down. Others have had their wages reduced. If you are financially impacted by COVID-19, we have created this article and accompanying video to walk you through the options put together by the different lenders.

Almost all bank’s home pages now have a link which will take you to their financial assistance policies if you are impacted by coronavirus. This article will walk you through the main options you have, along with the pros and cons of each option.

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  • Craig M. Avatar
    Craig M.

    We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more -

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    Laura G.

    We've found One Finance on google and decided to give it a try based on the amazing reviews. We were wondering whether the 5 stars... read more -

    Gabrielle M. Avatar
    Gabrielle M.

    Liz helped us from start to finish with our home loan and we cannot thank her enough! Liz supported and educated us along the way... read more -

  • Sarah A. Avatar
    Sarah A.

    Liz has been amazing and so supportive of my husband and I on our journey to home ownership. We first made contact with Liz about... read more -

    Glenn M. Avatar
    Glenn M.

    Liz has been my mortgage broker for several years now and I cannot recommend her and OneSite enough. She secured a loan for me for... read more -

    Joe s. Avatar
    Joe s.

    Liz is a super efficient and helpful broker. She was available 24/7 to answer any of our questions which I am sure you will not... read more -

  • Scott A. Avatar
    Scott A.

    Norman really took the stress out of the whole home loan process. Our circumstances were not straight forward so we found it incredibly frustrating trying... read more -

    Andrew C. Avatar
    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -

    A G. Avatar
    A G.

    Liz has been my mortgage broker for several years now and I cannot recommend her and OneSite enough. She secured a loan for me for... read more -

  • Hanny W. Avatar
    Hanny W.

    We have used Liz as our mortgage broker for many years. We have refinanced many time and Liz always gets us the best rate. On... read more -

    Didi S. Avatar
    Didi S.

    Norman is one of the most professional broker we've ever known. He has assisted in planning since the beginning and has been patiently answered our... read more -

    Natham J. Avatar
    Natham J.

    I found OneSite through an online search as I wasn’t happy with the previous mortgage broker I engaged to buy my first home. Liz and... read more -

  • Joe D. Avatar
    Joe D.

    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -

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    Magdalena D.

    We can say confidently that One Site is The Best Mortgage Finance Company, and Liz is the Best Mortgage Broker! We have known Liz since... read more -

    K P. Avatar
    K P.

    We are first-time home buyers and had an excellent experience working with Norman getting finance our first home. He was extremely meticulous explaining the options... read more -

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