If you are working in certain professions, a number of banks or lenders are willing to waive the LMI premium for you. These lenders may lend without charging the Lender’s Mortgage Insurance (LMI) fee if you have between 10% to 20% deposit depending on certain qualifying criteria.
Lenders and banks may waive the LMI for accredited professionals in the accounting, finance, legal and medical industries depending on a number of criteria.Read More
Some people have lost their jobs. Some have had their businesses shut down. Others have had their wages reduced. If you are financially impacted by COVID-19, we have created this article and accompanying video to walk you through the options put together by the different lenders.
Almost all bank’s home pages now have a link which will take you to their financial assistance policies if you are impacted by coronavirus. This article will walk you through the main options you have, along with the pros and cons of each option.Read More
Buying your first home is one of life’s significant events. You’ve probably been saving for the deposit over a number of years while looking for the perfect place to call home. If you were to purchase a home today, you would most likely need to have saved up a deposit equivalent to 20% of the home’s value.
From January 1, 2020, the Federal Government has tried to make life a little easier for you. They are offering the first 10,000 eligible borrowers a hand with their deposits through the First Home Loan Deposit Scheme.Read More
We’re well and truly into Spring, and the RBA’s official cash rate is still sitting at 0.75%… Yes, below 1% – the lowest it has ever been.
This update will walk you through what the team at OneSite are currently observing in the Home Loan and general Credit Markets. There are currently a number of factors affecting the credit markets; mainly rate cuts, property market outlook and regulatory changes.
The article will also show you the current lender specials following the RBA announcing a third rate cut in quick succession.Read More
The rise of new apartment developments in our cities provides greater opportunities for potential homeowners to buy off the plan. Lock in your purchase at today’s prices and pay once the property is built in the future.
There are benefits to this, but also a number of issues to be mindful of. In this article, we will look at some of the things to consider when buying property off the plan.Read More
One of the most common questions we get is; how do I get a lower interest rate on my mortgage?
In this video, Liz Zaki will walk you through the 6 factors that help answer this question. There are 6 factors that govern how easy it is for you to get a lower interest rate on your mortgage. They all apply equally.
1 – Loan Purpose
Is the mortgage or home loan in question used for your primary place of residence? Or is it used for an investment property?Read More
Liz has been our mortgage broker since 2012. We appreciate her help in getting us the loan for our various property purchases, restructuring our loans... read more -
Liz has been amazing and so supportive of my husband and I on our journey to home ownership. We first made contact with Liz about... read more -
Liz helped us from start to finish with our home loan and we cannot thank her enough! Liz supported and educated us along the way... read more -
When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more -
We would highly recommend Liz to anybody that wants a mortgage broker that will not give up!
Liz has been our mortgage broker for the... read more -
Andi was very highly recommended by a colleague and friend. From start to finish, Andi from OneSite has been very helpful and keen on answering... read more -
Karen and Liz are two of the hardest working professionals I have ever had the pleasure of dealing with – these days it is... read more -
Such a great experience! From the very first meeting Liz clearly communicated with us and gave us excellent advice. She is very quick to respond... read more -
I have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most... read more -
Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more -
Liz is an amazing mortgage broker and seems to be working 24/7 as she answers emails and sms very quickly at all times. She has... read more -
Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more -
My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more -
Norman was extremely professional and had a through understanding of all of the procedures involved. I love how he went above and beyond to help... read more -
We have been working with Liz for over 10 years as a mortgage broker with loan financing and re-financing and I always appreciate her updates... read more -