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Here are some great articles that can assist you throughout the buying process and after. 

Property market update

How Do I Get a Lower Interest Rate On My Mortgage?

Jul 3, 2019

One of the most common questions we get is; how do I get a lower interest rate on my mortgage?

In this video, Liz Zaki will walk you through the 6 factors that help answer this question. There are 6 factors that govern how easy it is for you to get a lower interest rate on your mortgage. They all apply equally.

1 – Loan Purpose

Is the mortgage or home loan in question used for your primary place of residence? Or is it used for an investment property?

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It's a rate cut

What The Interest Rate Cuts Mean For You – July 2019

Jul 3, 2019

After two rounds of official interest rate cuts by the Reserve Bank in the space of 2 months, the big four banks have managed to come up with basic standard variable mortgage interest rates within 6 basis points (0.06%) of each other.

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Checklist

7 Reasons To Use a Mortgage Broker

Jun 17, 2019

The mortgage market in Australia can be very complicated. With that in mind, here are the top 7 reasons to use a mortgage broker next time you want to find a new home loan.

Most mortgage brokers have access to a huge range of lenders. They should be able to provide you with a huge choice of rates and mortgage options. With partnerships in a vast array of lending institutions, including banks, credit unions, trusts, national and regional lenders, and non-traditional lenders, a good broker will be able to help design the perfect mortgage for you.

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SMSF

10 Finance Tips For Property Investors

Jun 4, 2019

More and more Australians are building wealth through the property. According to the Australian Taxation Office (ATO), there are over 1.7 million property investors in Australia. Just over 25% of these investors own more than one investment property.

The largest group of property investors are not high income earners as many may assume. The vast majority fall into the $30,000 to $75,000 p.a. income bracket.

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Couple Smiling

Home Loan Borrowers To Receive Borrowing Capacity Boost

May 27, 2019

Borrowers are set to receive a boost to their borrowing capacity in the order of $80,000 to $100,000 thanks to a combination of changes to lending standards and interest rate cuts, new modelling shows.

Under the proposed relaxation of loan serviceability rules flagged by the Australian Prudential Regulation Authority (APRA) last week, borrowers will no longer be assessed to see if they can repay their loans against an interest rate of 7.25%.

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Couple eating at table

Deposit Bonds: Do You Need Cash For a Home Deposit?

May 27, 2019

One of the common problems that home buyers face is not having enough cash to guarantee for their purchase.

Sometimes you can’t unlock the equity in an existing asset such as your home or investment property. Sometimes times you don’t want to use extra / bridging finance such as when you’re trying to sell and buy at the same time.

Sometimes you aren’t able to get the funds together quickly enough to secure the new property. This often happens when you want to go to auction or when you have to act quickly on a private treaty sale.

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  • Dorothy L. Avatar
    Dorothy L.

    I've worked professionally with Liz from OneSite Finance in the past, and she was always reliable and attentive. I was impressed with her manner and... read more

    Faezeh G. Avatar
    Faezeh G.

    Highly recommend Onesite finance specially Norman to everyone. The most responsible, caring, punctual, reliable person we dealt with in the whole mortgage process. If you... read more

    John B. Avatar
    John B.

    Liz was fantastic and provided exceptional service to my wife and I on our construction loan. She was very responsive to all our questions /... read more

  • Andrew C. Avatar
    Andrew C.

    Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more

    Joe D. Avatar
    Joe D.

    Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more

    Tim S. Avatar
    Tim S.

    Liz has made the entire process of getting a loan to be hassle free and as easy as it can be. Her dedication and... read more

  • So T. Avatar
    So T.

    When I refinanced from State Custodian to CBA last year with Andi's help, I got very competitive rates. Andi was willing to travel more than... read more

    Franky o. Avatar
    Franky o.

    Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more

    Craig M. Avatar
    Craig M.

    We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more

  • Ange C. Avatar
    Ange C.

    My wife and I have enlisted Liz Zaki to co-ordinate multiple home loans over the last 12 years. We have always been impressed with Liz's... read more

    Bernadette M. Avatar
    Bernadette M.

    Liz is an amazing Mortgage Broker.
    5 stars doesn't do justice to the service that Liz and her team have provided.
    Through a challenging construction...
    read more

    C L. Avatar
    C L.

    I have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most... read more

  • Donna L. Avatar
    Donna L.

    My partner, Daniel and I couldn't be happier with the exceptional service we received from our our broker, Liz Zaki. Liz went above and beyond... read more

    Anastasie V. Avatar
    Anastasie V.

    Liz was amazing! She explained everything very thoroughly and always kept us in the loop with various steps. She helped us with our land and... read more

    Gab Q. Avatar
    Gab Q.

    Norman from OneSite Finance helped me get my first investment property. I am very impressed with Norman’s hard work in finding me the best rate,... read more

"My First home buying process could not be completed so satisfactorily without Norman. He is friendly, knowledgeable, thorough and takes no time in responsing. He helped me with almost the whole home buying process from providing house price evaluation, home loan hunting to settlement and even after that. I strongly recommend Norman for anyone who is looking to purchase a property, especially the very first home."

Hong Hanh Pham L, Northmead, NSW    

View all our reviews at the OneSite Finance Google My Business page.

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