Home Improvement Plan

The rise of new apartment developments in our cities provides greater opportunities for potential homeowners to buy off the plan. Lock in your purchase at today’s prices and pay once the property is built in the future.

There are benefits to this, but also a number of issues to be mindful of. In this article, we will look at some of the things to consider when buying property off the plan.

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SMSF

More and more Australians are building wealth through the property. According to the Australian Taxation Office (ATO), there are over 1.7 million property investors in Australia. Just over 25% of these investors own more than one investment property.

The largest group of property investors are not high income earners as many may assume. The vast majority fall into the $30,000 to $75,000 p.a. income bracket.

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Real Estate Agents

When you deal with property transactions, you will be dealing with Real Estate Agents. This article will show you how to make real estate transaction go as smooth as possible.

The first thing to note is that the Real Estate Agent does not represent you, the Buyer – they represent the Vendor. It is in their best interest to ensure the Vendor gets the highest price possible because:
– Agents are usually paid a commission on the sale of the property
– Extracting the highest price from the Buyer, allows the Agent to attract more customers in future

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Unlocking the Value of your property

Most home owners would like to increase the value of their property at some point in time. Whether you are thinking about selling or increasing the equity in your home; Corissa from Refurb2Invest can help to increase the value of your property.

Refurb2Invest is a team of renovation consultants who have successfully helped more than 130 families across Sydney to increase the value of their property. Most importantly, their main aim is to get you higher profits.

The first 20 OneSite Finance Clients to contact Refurb2Invest will receive a FREE Property Audit, valued at $660!

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Home Renovations

Is it time for a renovation? Have you thought about whether you will continue to live in your house or move out during the renovation process? It is a good idea to list down the pros and cons before making a decision.

Live In Your House Or Move Out? Advantages Of Staying In Your Home
It’s nice to think there won’t be too many changes and disruptions during a home renovation, but what are the real advantages of renovating and being able to live in your house in the middle of a renovation?

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Investment Property

Are you considering buying a residential investment property? You need to consider a few key points before making your offer.

We’ve got 9 tips to help you in choosing an investment property. What to do and what to avoid in order to steer clear of any potential difficulties and ensure success in your next investment purchase.

The process starts with knowing your goal. When choosing an investment property, it is vital that you understand your financial objectives. The financial elements should be your key focus to purchasing an investment property, rather than the actual property itself. You will need to decide first on what your investment goal is, AND THEN create a plan to achieve it within a realistic time frame.

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The 2018 Budget will bring many changes for property buyers and sellers. Some of the new changes tabled in the May Budget will likely have an indirect effect on both the residential and commercial property sectors.

The Budget will more than likely mean that interest rates will not be an issue, as the President of the Real Estate Institute of Australia Malcolm Gunning says: “This expected interest rate stability comes at a time when housing prices in some of our major cities are showing signs of easing, leading to improved affordability for first homebuyers.”

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House drawing on chalkboard

Do you have one or more rental properties?

Are you thinking of purchasing an investment property now that the heat is starting to come out of the market?

Are you, like a lot of people in Sydney trying get on the property ladder by buying your first property as an investment then converting it to your main residence later on?

The ATO has changed some of the rules around what you can and can not claim as tax a deduction when it comes to the expenses incurred when you purchase and own a rental property.

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Family walking together in park

Purchasing a property with a loved one can be a great way to enter to the property market, but taking on such a large financial responsibility with someone else does come with risks.

This article will discuss some of the pros and cons you need to consider before you both sign your names on the purchase contract.

On the one hand, buying with another person gives you more options when you’re finding a property. As the old saying goes, 2 hands are better than one. On the other hand, life happens. You are effectively signing up for the loved one’s portion of the debt if they can’t pay it.

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Couple eating at table

Are you thinking about buying an investment property? Of have you got an existing investment property?

Are you thinking of making some money from short-term holiday rentals like Airbnb or Stayz rather than renting it out to more traditional long-term tenants?

Here are some of the pros and cons to keep in mind before starting out.

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