More and more Australians are building wealth through the property. According to the Australian Taxation Office (ATO), there are over 1.7 million property investors in Australia. Just over 25% of these investors own more than one investment property.
The largest group of property investors are not high income earners as many may assume. The vast majority fall into the $30,000 to $75,000 p.a. income bracket.Read More
Borrowers are set to receive a boost to their borrowing capacity in the order of $80,000 to $100,000 thanks to a combination of changes to lending standards and interest rate cuts, new modelling shows.
Under the proposed relaxation of loan serviceability rules flagged by the Australian Prudential Regulation Authority (APRA) last week, borrowers will no longer be assessed to see if they can repay their loans against an interest rate of 7.25%.Read More
One of the common problems that home buyers face is not having enough cash to guarantee for their purchase.
Sometimes you can’t unlock the equity in an existing asset such as your home or investment property. Sometimes times you don’t want to use extra / bridging finance such as when you’re trying to sell and buy at the same time.
Sometimes you aren’t able to get the funds together quickly enough to secure the new property. This often happens when you want to go to auction or when you have to act quickly on a private treaty sale.Read More
Do you want some quick ways to save a lot of money?
How often do you check your accounts and credit card statements?
Do you re-assess your expenses regularly?
Tax time is always a good time of year to get your finances sorted as it’s when we all go through the past year’s expenses. If you’re looking to buy a new property, or just looking at saving some dollars throughout the year, it is a good idea to go through your current finances and expenses to see where you can save a few thousand dollars a year.Read More
When you deal with property transactions, you will be dealing with Real Estate Agents. This article will show you how to make real estate transaction go as smooth as possible.
The first thing to note is that the Real Estate Agent does not represent you, the Buyer – they represent the Vendor. It is in their best interest to ensure the Vendor gets the highest price possible because:
– Agents are usually paid a commission on the sale of the property
– Extracting the highest price from the Buyer, allows the Agent to attract more customers in future
April has started, and the RBA’s official cash rate is still sitting at 1.50%. The lowest it has ever been.
This article will walk you through what the team at OneSite are currently observing in the Home Loan and general Credit Markets. There are currently a number of factors effecting the credit market:
– General economic variables
– Property market outlook
– Regulator changes
With this in mind, the article will show you the current lender movements in the market.Read More
I found OneSite through an online search as I wasn’t happy with the previous mortgage broker I engaged to buy my first home. Liz and... read more -
We had an excellent experience with Onesite finance. Liz, our broker was very thorough in going through the process which really helped us with the... read more -
Liz is one of the most professional and results-driven financial service provider I've ever worked with.
My partner and I applied for a new home loan... read more -
We have been working with Liz and Onesite back in 2009 for our 1st purchase and very recently for another one. Liz provides you with... read more -
Liz and her team are fantastic. They have helped me through buying multiple properties and it has always been a great experience. Liz has deep... read more -
Approaching the home loan process we were unsure whether to engage a mortgage broker to assist but we're so glad we did. Liz was great... read more -
We have Liz in the last 7 years to help us with all our finance needs. She’s very detailed, thorough and very quick in processing... read more -
We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more -
Liz is an amazing mortgage broker and seems to be working 24/7 as she answers emails and sms very quickly at all times. She has... read more -
Liz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could... read more -
Liz is a super efficient and helpful broker. She was available 24/7 to answer any of our questions which I am sure you will not... read more -
Liz from OneSite is incredible. After having her help us find a mortgage that is right for us, I am actively recommending her to my... read more -
We have been dealing with Liz as a mortgage broker since we purchased our first home in 2005. Since then we have come to... read more -
Liz has helped me through one mortgage and 2-3 remortgages/restructures and I cannot speak more highly of her. She has integrity, perseverance (negotiates hard!), and... read more -
Liz has been our mortgage broker since 2012. We appreciate her help in getting us the loan for our various property purchases, restructuring our loans... read more -