April has started, and the RBA’s official cash rate is still sitting at 1.50%. The lowest it has ever been.
This article will walk you through what the team at OneSite are currently observing in the Home Loan and general Credit Markets. There are currently a number of factors effecting the credit market:
– General economic variables
– Property market outlook
– Regulator changes
With this in mind, the article will show you the current lender movements in the market.Read More
Most borrowers often ask, how much can I borrow? This question can be answered by looking how the Banks calculate your borrowing capacity.
Every bank has their own calculator to work out your borrowing capacity. Having said that, the information that gets entered into the different calculators is largely the same. The video in this article will discuss the criteria the banks use to calculate your borrowing capacity.
The factors involved in calculating your borrowing capacity boil down to your income, your living expenses and your current liabilities.Read More
Another month has gone by and the RBA’s official cash rate is still sitting at 1.50%, the lowest it has ever been. The prospect of the cash rate being cut, along with stronger economic data out of other world markets have led to the Australian Dollar trading at or near 3 year lows. This will have implications for Lender’s debt financing, with a large portion of that sourced in foreign currencies and thus needing to be hedged.
With this in mind some Lenders have signalled an increase to their home loan rates. This article will run you through the latest news on the home loan as at February 2019.Read More
Liz was amazing! She explained everything very thoroughly and always kept us in the loop with various steps. She helped us with our land and... read more
Liz has been amazing and so supportive of my husband and I on our journey to home ownership. We first made contact with Liz about... read more
Highly recommend Onesite finance specially Norman to everyone. The most responsible, caring, punctual, reliable person we dealt with in the whole mortgage process. If you... read more
Liz is an amazing mortgage broker and seems to be working 24/7 as she answers emails and sms very quickly at all times. She has... read more
I've worked professionally with Liz from OneSite Finance in the past, and she was always reliable and attentive. I was impressed with her manner and... read more
We are very pleased with the service provided by Norman from OneSite Finance. Norman made our first home buying process a breeze through briefing us... read more
Such a great experience! From the very first meeting Liz clearly communicated with us and gave us excellent advice. She is very quick to respond... read more
With all difficulties and pressure , the person made us go through it was Norman.He was amazing and he helped us even when he... read more
Liz and her team are fantastic. They have helped me through buying multiple properties and it has always been a great experience. Liz has deep... read more
Liz was fantastic and provided exceptional service to my wife and I on our construction loan. She was very responsive to all our questions /... read more
We were extremely impressed at the effort and time Liz was able to provide in assisting us with a construction loan through 2018. She was... read more
Liz has been very helpful with our mortgage needs, we are very thankful for all her assistance. She works diligently and efficiently and made smooth... read more
Liz was extremely helpful with my recent investment property purchase. She was very efficient and organised. My loan application was approved on time and she... read more
As first home buyers, the process of getting a mortgage can be quite daunting. Liz was so helpful and diligent the whole process. Always on... read more
Karen helped me to acquire my first property. She was very patient with me and worked to get the best deal tailored for my situation.... read more