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Archive for April 2017

Home Loan Market Update – April 2017

Property market update

The Australian Prudential Regulatory Authority (APRA) and the Australian Securities and Investments Commission (ASIC) are doubling their efforts to reduce the growth in property prices. Especially in Sydney and Melbourne.

Once again, they are looking to do this by reducing the number of Investors in the market and reducing their collective capacity to borrow. They are targeting interest only lending hoping to reverse the growth of interest only loans in the market.

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What Happens If Nobody Wins At An Auction?

Real estate auction

Selling is not always a certainty at auction. In NSW and VIC for example, around 25% of all auctioned properties are passed in (according to realestate.com.au).

What does this mean for the vendors and prospective buyers if no one wins the auction?

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You’ve Won The Auction – What Happens Next?

Business man hand writing on paper

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Remember, it’s always recommended to seek legal advice before purchasing a property.

There’s no cooling-off period when you buy at auction, so you can’t change your mind after you put in the winning bid and the hammer falls.

The next steps are governed by state and territory legislation, but are largely the same nationwide.

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